Digital India: Whom Does it Benefit?

Group Discussion

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Tapan said: (Feb 13, 2019)  
Hello. Good evening.

According to my opinion after Digital India progress now a generation well done, but something is corrupted. Discuss above bellow line.

This program inaugurated by our PM Narendra Damodardas Mod in the year of 8th Nov 2016.


1. Save time.
2. Increases unemployment.
3. Few seconds transaction can do anytime anyplace.
4. No paper money.
5. Save tree.
6. No environment pollution.


1. Basically online cases fraud. Therefore some people are fear online work.
2. Cyber hacking.
3. Rural areas no idea this process and no benefit.
4. Sharing bank details.
5. Unnecessary transactions bank account balance.
So I hope if rural areas need awareness then completely benefit this processor program.

Thank you.

Rate this: +12 -6

Pragyesh Kumar said: (Feb 13, 2019)  
Digital India is a good scheme. It helps us to move towards a making self-confidence country. By digital India scheme, we are going to overcome corruption in our country.

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Tamanna said: (Feb 13, 2019)  
Well, let's just begin by saying that the idea of DIGITAL INDIA has indeed proven to be a breakthrough in recent times.

With the advent of technology, everything from making payments to booking railway tickets to even petty works like grocery shopping has gone digital.

This helps everyone save a lot of time in their day to day lives.

Moreover, this has also given an upward push to our startup sector with many companies opening up to try their luck in this arena.

Undoubtedly the digital platform does have a very large consumer base, which if nothing has increased with the advent of JIO.

Also, with a fall in prices due to severe competition in the mobile sector, acquiring a smartphone has never been easier.

So, I strongly believe that the idea of Digital India shall definitely be a huge success.

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Sharma said: (Feb 12, 2019)  
Digital India is one of the most needed schemes because nowadays everyone depends on the internet. Without the internet, we can't live. Our valuable time will be saved when we using the internet to pay the money on online as well as we don't need anyone help to access. In the past suppose if you pay the electricity bill it is not easiest one everyone knew, it took too much time as well as people were suffered a lot. But this scheme is changed our life and now India will going to become a developed country from a developing country.

Now we see what are the disadvantages,

*uneducated people suffered a lot, especially rural people. They are don't to know how to use the internet.

*most of the problem occurs when we use wrong.

*one or two persons hack our id.

Finally, my humble request to our government of Tamilnadu, first they are teaching the education to all of us as well as common education will be provided. Then they will discuss digital India until they are waiting.

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Soumya said: (Feb 12, 2019)  
Hello everyone,

Today we are here to discuss the topic which has been given to us is "digitalization" our current govt take some steps to digitalise India in a proper way. The digital world makes a great impact on our day to day life.

1. The digital world makes our life easier like in a lot of ways.

A. Money transaction is possible by our handsets through paytm, bhim, phonepay, tez, googlepay etc applications. We don't have to wait in a long queue for money transaction.

2. We can order our daily necessities like vegetables, groceries, medicines even food can be served in our doorsteps through our mobile phone in few minutes. Thus we can do our other important works with our extra time which is been saved with the help of digital technology.

3. We can also book our tickets of flights, trains, and also cabs for our daily purposes.

4. As for other advantages, we can also access the whole world with the help of our handset, we can know many things through google.

As people said there are two sides of a coin, there are also some disadvantages of it.

The main cause of the disadvantages of digital technology is illiteracy.

Mainly in a rural area, ordinary people do not know the meaning of digitalisation. So those people can be benefited by digital technology.

If we want to improve ourselves as a whole country then we have to increase the rate of literacy initially.

Then our country will emerge as a developed country future.

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Rimi said: (Feb 11, 2019)  
Digital India has lot of benefits. Now, our country is a developing country and once the mission of making India digital is accomplished India will be called as "DEVELOPED COUNTRY". In a very short span it shows a lot of success like:.

1) Now we can pay bills of electricity, income tax, book tickets for flights, movie, train, bus in less than a minute. We can access the internet anywhere, anytime and do all those things according to our preference.
2) provide safety to common people on money robbery from the pocket or home.
3) students can access an online portal to do an online course, for preparing GATE, JEE, RRB etc.
4) we can get food delivering at the doorstep and as well as medicines.
5) unemployment can be reduced.
6) chances of black money is less and less cash circulation.

But there are disadvantages which resist India from "DEVELOPING" country to "DEVELOPED" country.

1) a lot of uneducated people. Illiteracy is a big problem in India. In the rural area, they do not even knew the name digital. So how can they contribute to making India digital. First, we have to give proper education to all equally.
2) data privacy & security issue.
3) hacking.
4) forgetting passwords and pins etc.

Though there is a solution to every problem. And there will be a solution to make India developing to developed country.

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Mehul said: (Feb 10, 2019)  
Good morning friends.

Today we are going to discuss on the digital India whom does in benefit?

Digital India is one of the revolutionary step taken by the present government of India. Its simple means we have to convert our lifestyle in digital way where it is possible.

Now people can use the civic service provided by the municipality for paying thair different kind of bills like electricity, income tax and they are also able to book the different service provided by the municipality like community halls, library etc. As example we can see that if that community hall is booked on that particular date or not and also the rate of that hall and inculded service. It is very helpfull to the people because it save valuable time. And same for the library service as example surat's municipal librery known as narmad librery is digital where we can find the availability of the book from the home and also reissue present book online which help the students to save their time.

Banking service is also effect by the digital India so we are able to track our transaction from the home and also make our payment online by using goverment service UPI of other providers which make easier transfer of money and also help the goverment to track the transaction which is very helpful for reducing and evasion of tax. And also provide a safety to common people on money robbery from the pocket or home.

Now student are easily access any course on any topic online at the nptel or udemy or other provider like these which help the student to learn different topic from home from best tutor.

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Sourabh said: (Feb 10, 2019)  
In my opinion, it is beneficial for the public as well as for the government of India it is beneficial for the public because we don't need to carry cash all the time we can easily do payment at any shop or store using Paytm or other online services. It is beneficial for the government as well as because it helps to keep track of the money of people and so chances of black money are less and there is less cash circulation. It is not beneficial for the people living in the rural section of society because they don't have access to smartphones as well as the internet. The government has to create an awareness program to tell People about this amazing facility.

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Shirisha said: (Feb 10, 2019)  
I think digital India got some merits and demerits why because if everything is converted to digital there is no use of manpower so many members will become jobless and I think this is one of the main demerit. Coming to merits there are so many like we are using ATMs and food door deliveries and online shoppings so many are there. The time requires less for the works.

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Raju Kumar Goswmai said: (Feb 9, 2019)  
Digital India is a great campaign and concept introduced on 01/07/2015 to everyone for citizens of India by PM Narendra Modi of India. It is beneficial for Students, Teachers and Salaried Employees. Because, Digital India helps to save the confidential and necessary documents electronically real time available to everyone or everywhere and no need to carried all data and time saving too.

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Anjali said: (Feb 9, 2019)  
Obviously, Digital India will benefit us. Because we are Indian citizen so if India is improving then obviously we people are improving, our life styles are improving. And even we all knows the benefit uses of digital technologies, the best ever known example is smartphone, like many more like laptops. So, I thinks its the biggest opportunity for IT sectors, because they are the best source of techologies.

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Rishav said: (Feb 7, 2019)  
Digital India brings the upliftment of jobless people. As we all know, digital India is not all about digitizing all the equipments but also about new startups. Many startups like paytm not only create a atmosphere of digital India but also employment for people because a large number of workers are required to function the startup properly. Moreover, by digitizing all the things make it convenient and easy as you can perform any task at home through use of internet. Further through digital payment no one had headache of carrying a large amount of money. A good example of digital payment is Google pay which had made it very easier for us to do transactions.

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Rajeev said: (Feb 7, 2019)  
I think everything has advantages as well as disadvantages so if digital India has some disdvantages it can be solved like hacking and less usage in remote areas for hacking there is cybercell and people in remote areas can be educated on how to make transaction digitally.

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Umesh said: (Feb 6, 2019)  
I think that the digital India is not benefitial because in rural areas number of people will be uneducated so it is measure issue. First we have to educate them.

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Abhishek said: (Feb 6, 2019)  
It saves time and money but right now majority of India is less educated that's why everyone is not able to understand this technology even if digital India provides functionality in mother language.

And lack of money is other major problem to buy technology for lower class.

Security and privacy issues are still there.

Considering India's population, lack of jobs can be a problem to a level.

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Nitesh Kumar Mehta said: (Feb 5, 2019)  
Digital India is benefiting all the public who are aware of it and also benefiting the government of India.

All the public who have access to the cellphone and internet can now transact anytime anywhere to anyone.

Linking Adhaar is simplifying the process of providing various government schemes to the consumer directly without involvement of the third party making it a direct government to public contact. Students, youth, businessmen are mostly benefited under digital India.

Government is benefited as there is reduction in cash circulation in the market and there is more money in the system.

Bhim, google pay, paytm and other applications have simplified the transaction process and and may be doing more as it is a continous process.

And I think may be there a disadvantage of it but there is a problem in handling it.

As the major concern comes 1st is data privacy and security.

2nd is hacking.

India is a huge market of data consumption so there need to be a proper secure data storage and so problems need to be curved in interest of the public.

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Dinesh Dakh said: (Feb 4, 2019)  
The digital India is started by our honourable prime minister Narendra modi.

The reasion begind it that made in India and made for India. In the previous years we was gone so back beca of the our irrepsposible government.

With the help of digital India skim create the new job for youth's and tgrough the digital India skim we could implement the new weapons for our army. Like tank messsion gun and other artilleries.

The direct benefit of this skim Is to each and every not single one.

With the help of that each and every person should be started their own business.

The main thing is that there is no need to depend on other countries for artilleries. With the help of that in upcoming days India should became super power.

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Varun said: (Feb 3, 2019)  
Yes, it is useful and best. But how the people in villages can know about it and they can be afraid of doing online transaction. All the citizens cannot have a smart phone.

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Jyothi said: (Feb 2, 2019)  
Hello everybody!

We are here on a group discussion of the topic Digital India whom Does it Benefit. As we all know, that Many of us using Smartphone or computer or laptop. And many do transactions by their way, however it may sometimes useful a lot when we were busy in our work. Only educated people using it but not uneducated. As illiterates don't know about it so they need to train and some of the educaters are getting benefit with them. What I want to tell about it is Digital India is very must and also it's benefits should be known to everyone.

Thank you.

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Dharmesh said: (Jan 31, 2019)  
As right now, our country is considered a developing country but the step of the government towards the digitalization. We can say that it is the step for transforming the India from devloping to the developed country. Because of the following reasons:

1) After digital India we can transfer the money from our smartphone and laptop by using the paytm, phonpee, googlepay, tez etc. Application through UPI transaction. In conventional method earlier we have to go at the bank and have to stand in long queue. It takes too time. But in the digital method the time will be less as the work will be finish in less time means the efficiency of work will be increased and as we complete this work in less time then we can able to do any other work.

2) As we know that there are many peoples g who do corruption but through digital cash transfer they all people's transaction can be seen by the government if they want. So the transparency of work is 100 per cent. And also it is reliable.

3) As digital India will create many jobs so the unemployment can be reduced.

If this digitalization will be used by remote people then it brings more benefits to India.

As also there are some disadvantages of digital India.

1) Hacking.
2) forgetting password or pin.
3) Maybe illiterate people don't know how to use it.

But the above problems have a solution. By providing some training to the remote area living people. And also for hacking cybercrime security there.

Thus any process takes some time to complete. And India is a big county and Also the population of India is very high so because of this, it takes some time to spread digitalization to each and every person of India. Thank you.

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Vidhya said: (Jan 29, 2019)  
As digital India is not the only beneficiary to us but it also benefits to the app consultants because it's platform to those to earn more money as by digitalising our country there were many benefits as the technology is updating many people know how to convey with others as in digital India there were many options as we can transfer money, shopping online but the drawbacks was the shopping online doesn't give much happy there were only some online shopping which were profitable.

So, my conclusion was that there were not only benefits but it also contains drawbacks.

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Ram Gopal said: (Jan 29, 2019)  
Yes! it is very beneficiary like you can book tickets, make payments and also gets rewards like cashback (its a different thing that you got a little but something is better than nothing). But every coin has two sides. If we take case of shopkeepers who sale electronics stuff, clothes, or shoes etc they are in big loss. Why would anybody especially from urban areas or an educated person would buy any such thing form the shops whereas he/she can buy online with more options, and less money and there are offers also. Digital marketing is a game of big businessman. So, we can say those people are losing their employment and everybody know the scarcity of employment in India.

Government should take some steps like there should be no price difference on both online marketing and offfline.

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Samiksha said: (Jan 29, 2019)  
I think digital India is very beneficial to everyone because it is easily accessible.

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Repenzill said: (Jan 28, 2019)  
Good Morning to one and all.

Now the given topic is :"Digital India, whom does it benefit".

According to my view, the idea of digital India has changed many lives in rural and urban areas ahead. Generally, we can determine the word digital India means in a symbolic and right way of doing things. Each and every aspect is going in smooth and secure side of bright things. It is helpful not only for the youngsters but also for the adults. So many of them don't even know how to use the computer but today everything is going on digital manner. We can sit comfortably in one place and we can able to book the flight tickets, movie tickets, bus tickets, we can take doctor appointment and also we can go through our own transactions at home by sitting in front of a smartphone or personal computer. For education purpose, digital India is providing lots of benefits for the students who are not having the facility to get the study. It is providing the best ideas for the people who are facing the problem of unemployment. Nobody is facing the problem with digital India. All are loving it and the people want to use every transaction in a digital way which is safe and secure.

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Divya K said: (Jan 28, 2019)  
Good morning/evening friends.

Digital India is a fresh initiative by the government to make transactions, information and application processing. Etc in digital format.

Firstly, it benefits the employees of government organizations in handling huge amount of data. There has been a great decrease in the manual labour with the advent of digitization.

Secondly, the people of the country are widely benefited with this step as they can access all documents and carry out transactions in their comfort zone.

Lastly, the environment will be benefited, because paper work is reduced to a larger extent.

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Himanshu said: (Jan 28, 2019)  
Hello friends.

Where do we talk about its benefits? Of course, it has benefits. By this, we can come in the international market and it also saves the time of people. People can get the things in an easy way on sat their houses.

Where are the people standing in the queues of the bank for withdrawal their money and at last they disappointed but when they use ATM Machine then their work is easy.

Our country is developing country if we want to come in the race of developed country then its mandatory.

Thank you.

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Rajdeep Roy said: (Jan 27, 2019)  
In addition to the points mentioned, I would like to add that Digitisation is helpful to us citizens by making various systems like payments, the award of contracts etc more transparent which helps in reducing corruption. It is also helpful to us citizens by providing us with speed and simple delivery of useful services.

It is beneficial for the government by reducing the manpower and infrastructure needed to provide useful services. This helps in reducing the cost of providing services translating into finds availability for other useful development projects.

It is beneficial for businesses by making the system transparent and easy which translates into greater profit. It also generates jobs in it services solving the problem of unemployment.

Every form of printed currency occurs some cost in manufacturing or printing, this depreciates the value of our currency. So, use of digital solutions provided by paytm or mobikwik indirectly helps in strengthening of the rupee.

However, the benefit is not available to those areas of our country which has poor or no internet services. Similarly, though most people were quick to adapt to the digital solutions but digital illiteracy of senior citizens or poor sections make them alien to the digital benefits.

Therefore to increase the reach of the benefits the government must invest in spreading digital literacy and also invest in infrastructure in rural or remote areas that will bring internet or digital services to the doorstep of all citizens of India.

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Omkar Hatkar said: (Jan 27, 2019)  
As considering our next generation, digital India is the successful step which was taken by our country.

In industry the business deal is in very large amount, so it is not possible to go always with cash. Or at the time of international deals also it is not possible to go with cash, so at this time we can use the different apps for transactions like phone pay, Paytm, pay pal. So the digital India will be beneficial for us.

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Isk said: (Jan 27, 2019)  
This concept introduced by GOI, after demonetisation it is widely spread.

Digital India is beneficial for the urban area as people over there are well educated but gov. Should create more awareness about this for the overall progress of our country.


1. Save time.
2. Transaction can do anytime anywhere.
3. Transparency in process.
4. No paperwork so we save trees, happy environment.
5. Go cashless.


1. Online fraud.
2. Hacking.
3. Sharing bank details.
4. Old citizen doesn't trust easily on this process.
5. Rural areas doesn't get the benefit.

Rate this: +41 -1

Ahemad Jamal said: (Jan 26, 2019)  
Digital India it is one of the major steps taken by the government. It help our country to grow as a developed country but as it's said every coin has two faces similarly there are both advantages and disadvantages. As we all know India is a country of villages and many villages do not know what digital India means so first government should make sure that everyone and every village of this country has knowledge about it and we all know digital India is not possible without the internet there are places where there is no such proper facilities so govt should ensure that every facility required in this area should be available everywhere in the country not only in developed areas.

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Sakshi Parmar said: (Jan 26, 2019)  
Digital India is leading to a country where the thing was so complicated, Complex and difficult. Being Digitalised County doesn't mean only paying bills. Bookings, Online shopping, Etc but the main aspect was the education and that has been completely justified by this concept. Students who can't pay huge amounts of money are now able to get information education training and many more by Just sitting at home.

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Divya said: (Jan 25, 2019)  
Digital India is a concept introduced by the central government but it does not give any improvement and in rural side, all they know about digital India means smart card for ration shop likewise they think so on. They don\'t have a brief knowledge about it because of the fault of the government to give a wide knowledge about it. They only focus on the development of the developed areas and said that we have developed so many things in our period and so on. But so many people have severely affected by this system unless they know.

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Sravya said: (Jan 25, 2019)  
Digital India is best concept for our India to change developing country to developed country. It is most use for urban areas who are risiding. Because they don't have banks, atm machine, shopping malls. By using this digital India. They will do the transaction, without going bank and shopping, order from anywhere of the world. By this, we will do anything avail for money it is easy and save money.

In rural areas have poor students. They want to go course for outside and spend more time on and invest more time.

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Shivani Desai said: (Jan 25, 2019)  
Digitization of the country can definitely be considered as a step in the direction of progress, as this concept ensures the most effective implementation of technology in the current scenario.

Cashless transactions, online banking and shopping have made transactions really convenient, sorted and secure. Hence, benefitting the masses having access to such technology and proper information related to it.

Yes, it cannot be denied such people are generally residing in the urban areas. But with the availability of proper training centres and also if complete and correct information is given to the rural population, it would benefit them the most making the regular transactions much easier, tangible and relatively fast.

Ofcourse, the disadvantages associated with digitization such as hacking and unlawfully accessing the personal information of an individual cannot be denied, but thankfully such activities are subjected to the cybercrime cells and nowadays have some severe consequences in our country.

Hence, I think digital platforms are helping urban people well enough and will certainly make things more hands-on and safe for the people living in remote areas.

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Shubham said: (Jan 24, 2019)  
Getting digital is a bigger step for developing nation but we should not forget that we have a larger portion of senior people also. Senior people are not ready to adapt to changes occurring in our nation going cashless makes their livelihood quite difficult. Considering all nation we should go in hand and hand.

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Shruti Bhadury said: (Jan 22, 2019)  
Digital India is the best way to represent our developing country to developed country with a new start. As everyone told that every coin has two sides, I also want to give light on the same way. "digital india" has some advantages as well as disadvantages.

Advantages like now a days we don't have to go to bank for withdraw money, we can go cashless as we can avail money by our phones laptop computer. We can travell any where, eat anything, do anything by just one touch. Simply we can do anything from our house by just one touch. We can shop in online.

But as there are lots of advantages disadvantages are also there. As everyone tell about hacking, it is really very dangerous. Other problems are without judging anything we are now buying goods. By which we are facing problems as we are not satisfied by that particular.

So, these are the main advantages and disadvantages.

But this is a good step to enhance our country with others. This is very appreciable.

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Parul Jain said: (Jan 22, 2019)  
So basically, Digitalization is the approach used by Indian government to make Indian economy independent. Every transaction like money transfer, purchasing, selling etc done on smart phones and nowadays almost everyone uses smartphones. The problem of carrying cash get solved by various applications like Paytm, phonepe etc. Black money get so curb by government by keeping security on each transaction of everyone. In upcoming years the whole economy will get Digitalize. No one has to depend on other person. The time of standing in Question in banks for transfer and get cash has also get saved. As every thing has porns and cons and every coin has two faces so Digitalization has also demerits but these demerits get resolve by taking some actions like the hacking, leaked Personal information, forget login id/password etc. These can get solve easily by taking some preventions.

Thank you.

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Yash said: (Jan 22, 2019)  
It is a very good decision took by our pm. It is doing good in current scenario and may be possiible that it will more help in future in digital world.

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Yuvan said: (Jan 22, 2019)  
The world is transforming at an alarmingly high rate. The present day human lifestyle is largely impacted by technology. So, Digital India going to uplift the standard of living. This reflects the country's level of technology inhabitation.

In simple Digital India vision is to do transactions and money-related services through internet. This can be achieved with Laptops, Computers, Smartphones etc. In mere recent many mobile applications are designed to make digital transactions such as Paytm, Phone Pe, Bhim, Tez etc.

The main aim of the Digitalization is to spread its roots to each corner of the country so as to get hands-on technology to every person of the nation. This helps people to understand the scenario of the Country in Political, Social, Cultural streams in a broader sense.

Apart, people can make quicker transactions, go cashless anywhere, the country's economy increases as result technology development and implementation takes greater pace.

When we introspect 'Whom does it benefit'. It's been largely concentrated in places where smartphone and computer usage is high. Urban areas witness higher percentage than rural grounds. Proper advertisement strategy and training centre's in these places will have better scope to reach Digitalization.

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Siddhartha said: (Jan 21, 2019)  
The government of India took wonderful decision that is digitalization. Nowadays almost everyone using smartphones and by making digitalization easy to make transactions. Different mobile application's used for digital transactions that would be reliable and fecibility. Everyone should aware of these digital transactions and save our time and also stop corruption.

The people who have awareness about this digital transaction they should be educating others who they haven't known about technology. In every bank before digitalization, there was paperwork and takes more time for the transaction and also deposit the money but now these problems will be eliminated. This is one of the useful technology for India definitely India will be as soon as possible create wonders.

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Rajesh said: (Jan 21, 2019)  
Digital India is a good concept to discuss.

One will be waiting in line for transactions in banks.

It also helps in bookingonl8ne tickets. Which is helpful in travelling time.

One can travel all over the world without a single rupee in the pocket as there are many apps for money transactions.

So safety from theft is assured.

Hacking is the problem but is can be overcome with time.

One day India will become full digital India.

No paperwork will have remained.

So many trees are required for papermaking will be saved and which will save the human life.

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Gaurav G. said: (Jan 21, 2019)  
Digital India gives you benefit as well as some amount of disadvantages also but you need to understand both sides.

If you need to developed the country with new technology then you have to sacrifies some thing which is always better than the old day's system.

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Rishi Pandey said: (Jan 21, 2019)  
Digital India - hello everyone.

I would like to express my views about the topic i.e. digital India and whom it does it benefit. So acc. To my personal opinion the step taken by the government is very intellectual and productive as the people can have the transparency in their transaction and can monitor all their money and also they don't have to wait in a queue for their number to come all they have to do is to go through the app and pay with more feasibility. With the help of these technologies the effort of the people's reduces, less paperwork, fast and easy access, government can have a eye on every transaction, reduces black money, corruption etc.

But as we know that every coun has two side similarly there are some prons and cons of the system like hacking, lack of awareness in rural areas etc and all these problems can we solved but as we know the rome wasn't built in one day it will take some time and the result will be fruitful.

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Kokila said: (Jan 20, 2019)  
The digital India is best concept organized by our government. It helps to reduce corruption that day by day increased. It helps to reduce time. Have a lots of benefits of this scheme. It's really wonderful idea for digitisation of India.

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Ankit said: (Jan 19, 2019)  
Hello everyone.

I would like to tell you that every coin has two sides.

If we consider this case in digital India.

As we all are aware that after demonetization in India digital transaction has increased and the one who is well aware of smartphone and technology are using application like patym, phonpee, Google pay, bhim, MobiKwik and many more like this but as we know that only the youth and the educated person who mainly live in metro cities or urban areas are only using digital transaction and getting benefits.

So we can say that the majority of people are not using digital payment and not getting the benefits of the scheme digital India. So it's the responsibility of Indian government and educated person to spread awareness regarding digital payment and it benefits because if we want to go completely cashless then our whole population must use digital payment and must aware of how it's work and fraud related to it.

It's benefits are.

1 We don't need to stand on large queues to get the money or to transfer the money we can do it with the help of mobile via UPI transactions.

2 We can have full transparency of transaction we can monitor it that when and to whom we give the money.

3 Due to transparency the government can check for black money and keep in touch with the suspected person.


As we already said that every coin has two sides so digital payment also have some drawback but it can be minimised by spreading proper awareness.

1. Online frauds.
2. forgot password/pin.
3. Sharing your personal information with other.
4. Hacking.

But we can neglect this problem through proper awareness plans.

So ultimately it's a good scheme right now only higher class and educated people are using this scheme but later definitely everyone in India will going to use this scheme but for that, we need to spread awareness.

So as we all know that Rome was not built in a day so it will be going to take time but the results are fruitful.

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Ayahullah said: (Jan 18, 2019)  
It has been a long time our childhood we hear that India is a developing country. Digital India is an innovative approach the is making our country to move towards technology.

It's easy for making people to know the benefits as everyone are connected to the internet.

Digitalisation helps the educated to uneducated, poor to rich, lazy to active, old to young.

Though this has negative areas like hacking wasting time by students, it's in the hand's people to use it for right manner. Look, people, the government has done its work and it is we young people who can do this happen. So let's stop criticizing and take a positive move towards this.

Rate this: +8 -4

Sagar said: (Jan 18, 2019)  
Digital India is a very good initiative taken by the government it eases the work in a fast manner we cannot say its secure every time but it is obviously fast and reliable.

The people who know how to use technology or aware of it only able to benefitted by digitalization, if we talk about people who don't use technology or simply we say they don't know how to do some task like cashless transaction for that digitalization is useless, so in my opinion, we have to teach those so that each and everyone can take benefit of digitalization then we called it as digital India. Thank you.

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Shiv Patel said: (Jan 18, 2019)  
Hello friends.

Digitization helps to developing our country, it has lots of advantages like it saves time, saves manpower, rreduces corruption etc.

As rural India also use smarts phone so I think it is not difficult to aware them about digitization and the good think is it is more beneficial to rural people as compare to urban people because in rural India the banks are too far from their villages so they waste their much time nowadays government provides electricity most of villages so they can easily pay their electricity bill, motor bills, etc by using digitization.

Rate this: +18 -2

Ajit Sutar said: (Jan 17, 2019)  
Digital India is good thing beacause it developes our country.

Rate this: +6 -11

Harpreet Kaur said: (Jan 17, 2019)  
Digital India- the word itself describes the positive innovation done by the Indian government. Digital India helps us in many ways as we are in 21st century, we are so busy in our professional life that we don't get time for paying our bills, EMI etc, by using digitization we can pay our bills and do other transactions smoothly without wasting time. By doing this we can also have a record of all our transactions. And it also reduces crime of stealing. We can also increase the rate of skilled people by giving digital training to illiterate and villagers.

It reduces corruptions.
It reduces the crime of stealing.
It reduces paperwork.
Saves manpower.
Saves Time.
Increases rate of skilled people.

Rate this: +42 -6

Nandani said: (Jan 17, 2019)  
Digital India is very beneficial for all the people. Specially when the people are travelling from one place to another places. At time mostly chance of stolen by the theif. It's a very good step by the government. Through the digital India reduced lots of corruption and stop the black marketing. Digital India is more beneficial for the public because before that public survive from many difficulties.

Rate this: +18 -3

Anubhuti said: (Jan 16, 2019)  
Digital India is beneficial to all the sectors of the society if we talk about the IT sector of industries it creates an opportunity to provide more jobs so as to hire workers to work smartly which give the benefit of making people skilled.

In business, it is beneficial in the sense that a businessperson can easily recognize about the demand of product because all the work are done digitally and we can have feedback and the customer is free to reply truthfully.

When we talk about office people professionals they are so much busy in their professional life that they dnt hav much time to pay off their electricity bills even sumtimes the urgent cash is needed by the family members and it bcums impossible to go to bank And transfer money by dealing with digital indi we can send our cash to the desired place in jst a click.

During the time of demonitizatiom when cash was absent from the market, many of the illiterate people hav also learn to work digitally so it helps them to get updated.

Moreover, it would help a country from which we belong.

To grow.
To reduce corruption.
To reduce crime of stealing.
To reduce the rate of unskilled people in our country that all I don't think getting updated digitally would harm us but definitely it would profit to us.

Rate this: +8 -2

Shailesh said: (Jan 16, 2019)  
Digital India is very good initiative taken by the government because it decreases lot hard work of people. There are various things that is paying and transferring money, to get a official documents, to know the information in clik, for these things digital India initiative has been playing a crucial role.

And another advantage is India's growing economy, Digital India contribute making our economy strong. And even villagers also trying to learn how to use smartphones and when they will start use of smartphones then they will be known various things related to their work with use of smartphones.

Corruption will reduce, black money will return and individual could not create black money because everybody's transactions are getting recorded. There is transaction limit for everyone.

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Songeta said: (Jan 15, 2019)  
India now is a digital India. Everyone said that when India became digital. It makes our work easy. Many things are done in that through. It helps our life for anythings. And people send money with help of internet and laptop or mobile phone.

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Rohan said: (Jan 15, 2019)  
Hello, Everyone.

Digital India, the term itself describes the positive and innovative approach of Indian government in building the digitization in the country.

It has already benefitted businessmans, middle-class people and every section of society.

People are aware of applications, phones and laptop which provides transparency in transaction and saves a lot of time instead of standing in long queues.

People awareness helps the developers and innovators to grow more.

Several campaigns should be organised for uneducated and rural people so that it benefits everyone in the country and we build a strong foundation of a digitalized India.

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Kalpana@ said: (Jan 15, 2019)  

As per my point of view, digital India is only benefited to the educated people. Who understand the merits and demerits of digitalization. The people who don't know about what is digital India or who don't have even simple cell phone how they can understand the benefits of digital India.

Conclusion: my conclusion is that the people who are educated and able to understand the technology are taking benefit of digital India, not overall country.

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Kshitiz Pal said: (Jan 13, 2019)  
Digital India is a beneficial way of transferring money online.

We also get to buy train tickets, things and other important documents through online transfer method.
Not only we save time, we also don't have to travel to the various offices and stand in big lines and wait. All we have to do is open websites at home on our mobiles and computers and perform the tasks.
It shows we are advancing with time.
So it does benefit the people as well as the nation as a whole entity.

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Abhishek said: (Jan 12, 2019)  
I agree that digitalization has benefit, but when we see from the security side it is again a problem due to hacking.

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Arjit Rajwal said: (Jan 12, 2019)  
Digital India is an initiative that will benefit the entire nation as reduces corruption.
Saves time,
24x7 availability no need to wait in long queues,
Reduce cost incurred by the bank,
And it Can be accessed anywhere highly beneficial for financial inclusion.

Rate this: +8 -1

Akash said: (Jan 11, 2019)  
Digital India is the first milestone achieved for developing India. India should have gone for a cashless transaction a long time ago. Each and every citizen such as businessmen to students, vendors to ticket counters etc. It is efficient and fruitful. With the offers like cashback, many are attracted to this. Corruption will be at extinction if we sincerely go for digitalization. Govt will keep an eye on every legal and illegal transaction. According to me, we should support this instead of criticizing every time.

Rate this: +62 -4

Anand said: (Jan 10, 2019)  
Definitely, nobody will against of digital India, because it is always helpful for each and every person of India even though the smartphones villagers are learning new things like money transfer etc. Digitalisation is a pillar of the economy and cashless transactions are one of the examples. Some points to be considered.

1. Reduced corruption.
2. Save manpower.
3. Reduce paperwork.
4. Saves time.

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Tushar Kumar said: (Jan 10, 2019)  
Digital India will benefit everyone whether it is a consumer or govt or any seller.

But mostly it'll help the government Because government Can easily trace all the transaction so because of this there will be no black money and the government can collect tax easily.

Rate this: +12 -1

Harika said: (Jan 10, 2019)  
I am Harika,

According to my view, everything has a boon and a bane, if we take an example like the foreign countries they have been already developed in their infrastructure and had been digitalised to vast extinct. Our country too should reach their heights and compete them in all the aspects. As the generation changes its not a matter that technology couldn't be understood to the illiterates.

Rate this: +7 -12

Vaish Chakole said: (Jan 9, 2019)  
Yes, it is absolutely right that digital India is very beneficial for everyone. Digital means computer-based India. Nd we all know that computer is the most important part of our life. We use a computer on the day to day life. And it makes our work very easy.

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Deep said: (Jan 9, 2019)  
Yes, it is beneficial for society.

1. Black money is reducing because the government can easily monitor individuals.
Thus Tax revenue is started to increase.
2. It paves a path from developing to developed country.
3. It reduces the time consuming for individuals. Anyone from anywhere can access maximum facilities.

Rate this: +14 -3

Sharip said: (Jan 9, 2019)  
Digital India benefits to upcoming generation. It make your work easy. Digital India is more helpful.

Rate this: +6 -3

Sanjana said: (Jan 9, 2019)  
According to my point of view, Digital India is very much beneficial to both types of people. If we see a scenario of people they are working really hard to get their things done. Just because of the digitalisation in country it made things done very fast and secure manner. The government has started various programs who are illiterate can get the aid of working in the digital country. By getting aware of the various changes going on in the country.

Digitalized things will save time. It will eventually make our country more developed.

Rate this: +10 -1

Swagatika Parida said: (Jan 9, 2019)  
Digital India is good but not best because In our India 50% people are uneducated. They do not know how to use digital things, like smart phones. From my point of view, digital India does benefit for us.

Rate this: +15 -12

Anjji Reddy said: (Jan 5, 2019)  
Digital INDIA is so much beneficially to India people. It was launched by honourable PM Modi. It was benificially all type of people in the country like Employeed, unemployeed, poor, rich, lazy & active. Is was the much benificially cashless transactions with safe&securily. So, the DIGITAL INDIA is our crown in the entire world.

Rate this: +16 -27

Smita said: (Jan 4, 2019)  
Hello everyone.

Digital India as the word itself suggests means India as a digitalized country. Our country consist of all types of people- employed, unemployed, lazy, active, young, old, poor, rich, etc. According to my point of view, rather than listing out merits or demerits of digitalization, we must find out how it reaches to all of us.

It helps all groups in the following way:

1. Employed - An employed person now need not to worry about carrying cash in hand. Digitalization has made it easy to carry cash in a phone. Payment methods are now simpler and secure.

2. Unemployed - An unemployed person has now a vast opportunity to find a job by easier means. Many online sites provide a job according to your specifications. A number of government initiatives help you find a fine job.

3. Lazy - A lazy person just wants to get their work done at their place without standing in long queues.

Digitalization has made things easier like from ordering food online to buying groceries online, from making your documents to getting them altered. Everything has been made simple and quicker.

4. Active - An active person helps India make more digitalized, they at the moment share the things they see around themselves. Many issues have been brought to notice through the help of social media.

5. Young - The young generation knows very well how to save time. Being among one of them I can say that we know how to up bring our country. From using Paytm to Zomato we know how to make use of the internet as well as to generate employment.

6. Old - It has been easier for old people to get their work done. Now, they don't have to stand in long bank queue lines to deposit/withdraw their cash. The amount of their pension now gets automatically deposited in their bank accounts.

7. Poor - A number of government awareness programs have been started to make the illiterate people aware of the changes happening around them. Its easy for the farmers to know the actual price of their crops and compare it digitally. A number of schemes have been launched to help poor people by opening their bank accounts at 0 balance, aadhaar card centres are now open in numbers to help them at any time.

8. Rich - Rich people can now see the market happenings which change at every second anytime they need. Filing their tax returns have now been easier through the help of Filing return Online.

Look, people, the government has done their work now it's our time to make our country developed.

Rate this: +176 -6

Mona said: (Jan 4, 2019)  
I think digital India is beneficial for us, for new generation, in education and many other ways.

Rate this: +24 -15

Asha Purty said: (Jan 3, 2019)  
Digital India is our need because day by day new technology is updated not only but also a rural area everyone uses a mobile phone they also updated to whole things. Digital India helps for the country development.

Rate this: +14 -6

Siddappa Yalawar said: (Jan 3, 2019)  
Digital world is like a god, if god is there then you can believe in god. If god is not there then don't believe in it. Like that digital world is there if you believe it is good then it is very useful for everyone. If it is bad to you then is bad so I feel the digital concept is best to all fields.

Rate this: +12 -21

Sadiq Nadaf said: (Jan 3, 2019)  
Nowadays it is most of the technology developing progress and the only digital system is useful only if 70 percent of people know about this then only it is done in every country digitally. Then it should get its meaning. It is beneficial to only 30% of the people of India.

Rate this: +9 -4

Anshul said: (Jan 3, 2019)  
Nowadays in India digitalisation is increased no more and more. India moves up-to 28th rank from 36th rank. Digitalisation has made the everything simple like online payments, registration etc. Now we need not to wait more in bank for transactions. There are several options like paytm, BHIM about gateway etc. The government has to provide more and information about digitalisation to the villages of India. They have to provide public shows. Digitalisation benefits more and more to the young generation. Now, they have not to wait much they can do everything digitally. At last is the need of generation it has to increase more and more but at the limit.


Rate this: +27 -2

Riya said: (Jan 3, 2019)  
Digital India means everything is available online without going anywhere one can buy things, other can sell and some can get jobs sitting at home. Digital India programme organized by PM Modi and Jio helped it so that poor and rich both get the internet facilities at low cost and even faster than before. This made everyone to use internet and a click now pays all bills and transfer money without going anywhere.

Due to digitization people are eager to learn new technologies and this increased the number of job opportunities at IT sector. It not only making work easy and comfortable but also increasing employment and knowledge.

Government is also getting benefit as no more black money each and every transaction will be online so if any fraud happens government get to know.

Everyone from rich to poor are enjoying the advantage of digital India as it help in saving time and get to know different prices so farmers can also get appropriate price.

Rate this: +31 -3

Pallavi said: (Jan 2, 2019)  
I am Pallavi Fulamli, I am a Computer Engineer.

So everyone is just pointing out the more benefits of digital India, so to break the unanimity I'd like to address a few of its negative points. I also to believe that it'd help the farmers, uneducated and lower middle class people great opportunities but look at the demerits of this.

Rate this: +10 -13

Vikas Dogra said: (Jan 2, 2019)  
Disadvantage only for the illiterate person they will face this problem for some time after that they will learn.

Rate this: +16 -5

Konika said: (Dec 30, 2018)  
Digital India is useful for all, enables faster transfer of information, given it is accessible to everyone.

1) Buyers : It will reduce the burden of carrying heavy wallets everywhere just one click, payment will be done.

2) Students: Study materials and classes available online can be studied anytime, anywhere.

3) Professionals: They can do online conferences.

4) KYC: e-Kyc verification can be done for identify authentication.

5) Offices/Agencies: Digital locker system aims to minimize the usage of physical documents and enable e-documents across agencies.

6) Farmers: Proper harvesting programs will be available online.

And many more, but the main challenge is to make internet and related devices available to all.

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Parth said: (Dec 29, 2018)  
Well, I think it will mostly beneficial for the educated people. Specifically in India, this factor counts a lot, although there are some facilities available in regional languages for digital India, it is kind of subjective thinking, so all in all it is good system.

Rate this: +5 -9

Joydeep Paramanik said: (Dec 28, 2018)  
I thought it actually benefits literate man. Illiterate people remain in the same dark place. I think the government Should arrange proper education to them than making India Digital and also look up their poverty. If their poverty and education is overcome then after our country will be Digital.

Rate this: +22 -3

Ashfaq Ahmad said: (Dec 26, 2018)  
Digitalization is beneficial to near about whole India as both literates as well as illiterates can take benefits from this advancement in technology. Thought question arises that how can an illiterate use this technology but it's not like that as I have seen many people using ATM cards by asking others how to use it actually and by doing so they learn it with time and similarly other things too.

Rate this: +33 -8

Karthika said: (Dec 26, 2018)  
Digital India is beneficial for all persons. It's advantages are.

1. Only atm cards, not too much of cash in the pockets.
2. Technology is improved by this system.

Rate this: +35 -10

Girish said: (Dec 25, 2018)  
Hello friends,

Digital India is most important step to grow up the Indian economy and it transform the country in advance level just other development country it is very good our government promoting digital way.

Rate this: +17 -4

Bhavana Reddy said: (Dec 25, 2018)  
Hello friends:

In my point of view, digital India is beneficial. Digitalization means bringing all the transactions into a single platform through the digital process which was launched by India PM Narendra Modi in 1 July 2015.

In my point of view With this digitalization process, all the transactions can be done easily with less time and less effort. Due to this cashless transactions, we can reduce the corruption in India. Its main motto is that we can say our future kids "India is not a developing country it is a developed country".

Rate this: +35 -8

Lakshmamma said: (Dec 24, 2018)  
Digital Marketing is very useful scheme launched by the government.

Rate this: +12 -11

Pankaj said: (Dec 24, 2018)  
Digital helped the people in many like the digitalization of post offices to make them the new passport office and these post offices are used as a bank too. So the places where bank was not able to reach. Post offices have provided an alternative.

Also, various schemes started by the government earlier was not able to reach the people because of a corrupt official in between the system. Now through these digital programs. Government can send money directly in accounts of people directly without any mediator in between.

So all these are possible due to the effects of digitalization. So in my opinion digitalization helping society in a good manner.

Some people said in the above discussion that uneducated people are not able to use this. It doesn't mean we should not promote digitalisation. Because it is a development process. If we start today. Then tomorrow the young kids of today's generation will be aware of this.

Rate this: +32 -5

Pulkit Sankhla said: (Dec 24, 2018)  
I am Pulkit Sankhla. I am a Civil Engineer.

So everyone is just pointing out the mere benefits of digital India, so to break the unanimity I'd like to address a few of it's negative points. I also believe that it'd help the farmers, uneducated and lower middle class people great opportunities but look at the demerits of this.

I believe the kids are exposed to so many things which need to be classified and served to them on the basis of their age group. Kids are exposed to dark internet and pornography way before they are being taught sex education. Some light-hearted kids even went on for suicide to greater numbers in the past few years while playing that BLUE WHALE GAME. So kids these days must be protected by their parents up to a certain age and they tend to grow and develop their habits naturally. Also this digitization has made kids as well as teenagers vulnerable. People these days don't have patience. They need everything at lightening fast speed, but that isn't the way life works. Some things need TIME and require a lot of PATIENCE, success won't be achieved in a day or two. Working hard for it will make it the shorter path.

Now coming to the bigger point of this whole scenario which is the private data owned by Google Facebook Amazon.

The above companies can do whatever they want with us with the amount of data they've stored about us. The surplus amount of data about us inclusive of everyday tracking of our footsteps, our geolocation, our payment methods, etc etc is quite dangerous and needs to be addressed.

Also the details we've shared in the Aadhar Card are also hackable since it's not at all been proven by the GOI that they can't be hacked. Overall the data linked to our Aadhar is going to backfire us, against us, if used in a challenging way.

So better pray that we head towards better digitization, moreover, a controlled way of digitization.


Rate this: +36 -6

Sayak Maji said: (Dec 23, 2018)  
Digital India is supposed to benefit all, but India can't achieve its goal unless we can eradicate the huge economic barrier between the rich and the poor. Much the same way as the internet can help corporate employees, students, lawyers etc. , it can be a huge boon for labourers, farmers. The Internet can become the gateway for farmers to learn better farming techniques and improve their productivity by a large scale. However, currently, it is unable to reach the economically less well off people.

Rate this: +5 -1

Mahesh said: (Dec 22, 2018)  
Good evening to one and all. According to my perception, digital India is beneficial to all the users most probably students. Due to the digitilazation youth are very easy to do their things with less time like any payment transactions and booking of movie tickets. In the previous day's the people are suffering to wait at the banks but today it's a piece of cake. We are easily made a transaction by means of phone pay and Tez. Government of Modi Introduced the digital technology to reduce the paperless transactions with less time.

Rate this: +11 -1

Kushal said: (Dec 22, 2018)  
Hello friends! lets going to topic digital India. Digital India means digitalize everyone and anything in India. If so many countries are digitally forming but India could not complete digitally. Some of the advantage and disadvantages also advantages about digital India like said one line easy to anyone. Disadvantage like cyber hacking, internet overcome limit, addition to our social media. Digital India only grows by youth or youngsters.

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Satya said: (Dec 22, 2018)  
We are now discussing about digital India and whom does Benefit it.

According to me, digital India is Benefits for our society but some people's are suffering whose not related to Mobile, Internet and gadgets. As we all know India is the second largest country all over world users of the Internet.


Before many people had no idea on the use of the Internet but now many people have a mobile and they are using the Internet.

All work can be done easily and Reduce the time like money transfer, shopping, all banking services and public services any other work can be done by sitting in the home.


Uneducated people cannot able to understand.

Our data will not be safe if the software is hacked.


The government has to create awareness among people whose not able to use Internet and mobile.

Rate this: +6 -1

Mayank Shekhar said: (Dec 21, 2018)  
From my speculation digital India is really benefiting that segment which is really related to direct or indirect way with a smartphone or other gadgets. Like students, it professionals, educated peoples but if you will see farmers, uneducated people and other poor people are really deprived of this.

Mainly in the last 5 years, India became the largest internet data, consumer. And our government had also started an expedition called digital India. The main profit is that people can do their business online also expand it on a big scale. Also, the main aims are online banking, online shopping, online registration.

So if we will see the conclusion the.

People who are educated they can easily handle it and they are being benefited, but poor and uneducated people are bereaved from digital India incentives.

Rate this: +30 -10

Suresh Satyanarayan Gajeli said: (Dec 20, 2018)  
Hello friends. I'm Suresh Gajeli from Mechanical Dept.

So our topic is about digital India. I think living in the digital world will make our work easy with no efforts like doing cashless payment. Nowadays people who don't have any idea about digitality or how to do online transactions are standing in line for hours to finish their work. So to avoid this the concept of the digital world is brought forward to make their work easily within no time. Human efforts are valuable if it is used for their future development. Digital India is the concept came to help the people who are not aware of it and the things which can be done from home itself. Paying bills, buying products and more can be done easily. To avoid corruption and to ensure that the concept of digital India is for the benefit of poor people.

Thank you.

Rate this: +13 -4

Sanjivanee Rathod said: (Dec 20, 2018)  
According to me, the advanced technology in digital India is only beneficial for rich people. Because they can afford what they want easily. I think Government have to provide the facilities to those people who actually needed growth. Then we can say. Yes, India is in the way of digitalization. Thank you.

Rate this: +6 -9

Ashish Kumar said: (Dec 20, 2018)  
There are more advantages like transparency, accountability, and integrity of the data of all private and gov data.

Rate this: +10 -4

Mnk said: (Dec 20, 2018)  
According to my point of view, digital India will benefit. Nowadays our India is I corruption we have to avoid corruption. The digital transaction makes cashless so that we should avoid corruption. And we also do economic development and within the fraction of seconds, we can transfer money from one to another bank account so that we can save our time.

Rate this: +7 -4

Srinivas said: (Dec 20, 2018)  
Hello friends,

According to my point, the digital India scheme is the best way to develop our India. Any payments can be easily paid using this scheme like electricity bills, transfer amount from one person to another person. Before this, we create awareness to illiterate people these people don't know how to do pay using digitally they don't know how to handle the phone. Mainly our motto is that we will say our future kids India is not a developing country it is a developed country.

Rate this: +18 -3

Arul R said: (Dec 19, 2018)  
For every thing, there will be some advantages and disadvantages. Let's discuss some disadvantages of digital India:.

1. Small retailers in India deal only with cash and have not been able to invest in the digital infrastructure.
2. Very high amount (funds) is required to implement digital India plan.
3. Uneducated people cannot able to understand.
4. Though software can be developed for this, yet the software can be easily hacked.
5. Digital Communication has completely ignored the human touch and personal touch cannot be established.
6. The establishment of Digital Communication causes degradation of the environment in some cases. "Electronic waste" is an example.
7. The vibes given out by the telephone and cell phone towers are so strong that they can kill small birds. In fact, the common sparrow has vanished due to so many towers coming up as the vibrations hit them on the head.
8. Higher power consumption is required for digitalization.


Rate this: +46 -3

Greeshma said: (Dec 18, 2018)  
The main aim of digital India is to make transparency in the implementation of government schemes and to spread awareness about welfare schemes. And to make India as a competitor to well-developed economies.

But most of the people in India didn't have internet knowledge though they are educated. So digital India benefits people who are literate in internet knowledge.

So, the first government has to create awareness among people about internet banking and so on.

Rate this: +8 -4

Digital India: Whom Does it Benefit?

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