Current Affairs - Banking
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Exercise : Banking - Latest Current Affairs
- Banking - Latest Current Affairs
1.
Which institution, along with the Government of India, launched the #OneRRBOneLogo initiative to provide a unified brand identity to all Regional Rural Banks?
Answer: Option
Explanation:
NABARD played a key role in launching the #OneRRBOneLogo initiative in collaboration with the Government of India. This initiative aims to provide all 28 Regional Rural Banks (RRBs) with a single, unified brand identity, strengthening their visibility and trust among rural customers. The move builds on the earlier “One State One RRB” reform, which merged multiple RRBs across states and Union Territories to improve operational efficiency and governance. The newly unveiled logo represents progress, nurturing, and enlightenment, symbolising the vital role RRBs play in promoting financial inclusion, rural development, and empowerment across India’s countryside.
Date : 2025-12-19
2.
Which bank launched the Global Savings Account in USD and Euro for NRIs through GIFT City, offering features like full repatriability and zero remittance fees?
Answer: Option
Explanation:
IDFC FIRST Bank introduced the IDFC FIRST Global Savings Account specifically for Non-Resident Indians (NRIs) at GIFT City. This account is unique as it is separate from regular domestic and traditional NRI savings accounts. It allows account holders to maintain balances in foreign currencies like USD and Euro, eliminating currency conversion risk. Key benefits include full repatriability of funds, zero remittance charges, and interest income that is exempt from TDS. Additionally, the account offers attractive interest of 4.75% on USD balances with monthly compounding and supports seamless digital global transfers, making it highly beneficial for NRIs managing international finances.
Date : 2025-12-19
3.
Which bank has acquired a 50% stake in the Indian Digital Payment Intelligence Corporation (IDPIC) to combat digital payment frauds?
Answer: Option
Explanation:
SBI has taken a strategic step to strengthen India’s digital payment ecosystem by acquiring a 50% stake in the Indian Digital Payment Intelligence Corporation (IDPIC). The bank invested ₹10 crore to acquire 1 crore shares in this not-for-profit entity, which has an authorised capital of ₹500 crore. IDPIC is designed to function as a unified fraud-detection platform that enables real-time data sharing and collective intelligence among stakeholders. This initiative aims to prevent digital payment frauds, enhance customer protection, and build greater trust in digital transactions across the country.
Date : 2025-12-13
4.
Which banking institution was honoured as the Global Bank of the Year 2025 by The Banker, recognizing excellence in digital innovation, financial performance, and global leadership?
Answer: Option
Explanation:
DBS was awarded the Global Bank of the Year 2025 by The Banker, a respected publication of the Financial Times Group, during the Bank of the Year Awards held in London. Headquartered in Singapore, DBS stood out among nearly 300 banks from over 130 countries due to its strong financial performance, strategic resilience, and leadership in digital banking. This achievement marked its third win in this prestigious category, following earlier titles in 2018 and 2021. The recognition further strengthened DBS’s global reputation, as it simultaneously held top honours from both The Banker and Euromoney.
Date : 2025-12-12
5.
Which payments bank became the first to receive RBI’s in-principle approval to convert into a Small Finance Bank (SFB)?
Answer: Option
Explanation:
Fino Payments Bank achieved a major milestone by becoming the first payments bank in India to secure the Reserve Bank of India’s in-principle approval to transition into a Small Finance Bank. This approval allows it to overcome the limitations of the payments bank model, such as the inability to lend or accept deposits above ₹2 lakh. By moving toward SFB status, Fino can expand its services, enter the lending market, and serve a broader range of customers, especially in underserved and rural regions. The shift is expected to enhance financial inclusion while strengthening Fino’s long-term growth, competitiveness, and operational capabilities.
Date : 2025-12-07
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