Logical Reasoning - Course of Action - Discussion

In each question below is given a statement followed by two courses of action numbered I and II. You have to assume everything in the statement to be true and on the basis of the information given in the statement, decide which of the suggested courses of action logically follow(s) for pursuing.

Give answer

  • (A) If only I follows
  • (B) If only II follows
  • (C) If either I or II follows
  • (D) If neither I nor II follows
  • (E) If both I and II follow.

4. 

Statement: Exporters in the capital are alleging that commercial banks are violating a Reserve Bank of India directive to operate a post shipment export credit denominated in foreign currency at international rates from January this year.

Courses of Action:

  1. The officers concerned in the commercial banks are to be suspended.
  2. The RBI should be asked to stop giving such directives to commercial banks.

[A]. Only I follows
[B]. Only II follows
[C]. Either I or II follows
[D]. Neither I nor II follows
[E]. Both I and II follow

Answer: Option D

Explanation:

The statement mentions that the commercial banks violate a directive issued by the RBI. The remedy is only to make the banks implement the Act. So, none of the courses follows.

Aman Preet Singh said: (Mar 9, 2012)  
Dear Friends,

I think the right answer is A. Beacuse in the statement it is said that commercial bank is voilating directives means they know the directive but not following it. So cncerened person should be punished for voilating directives. Please give me feedback on my view.

Chandramohan said: (Apr 10, 2014)  
I also think the answer is A because the commercial bank is not following the reserve bank directive.

Arnab Das said: (Sep 17, 2014)  
I also think the answer is A. Because if the persons not following the guidelines are not fired then no one will follow the directives. The directives will only be followed by banks when action will be taken on people who do not follow the rules. In this case suspension is a good action against violators of the RBI. So I think A is the right answer.

Swagat said: (Nov 24, 2014)  
I think it should be C because either the officials must be suspended for violating the RBI directive or the RBI should stop giving such directive if the commercial banks are free to not follow it.

Swapnil said: (Apr 27, 2015)  
As per my understanding answer should (B). As Reserve bank has right to ask to stop giving such directives to commercial banks.

As far as (A) is concerned bank can not suspend the concerned officers without giving warning letters. So only (B) is valid answer.

What do you think guys?

Balaji said: (Nov 7, 2015)  
In this case, Commercial bank could have made a call to violate RBI directive. Hence suspending the officers may not be relevant, secondly the statement doesn't talk about any authority hence D is correct.

Anu said: (Aug 5, 2016)  
We can't harsh action like suspension but not sure about 2 so 1 Statement is not valid.

Divya said: (Mar 31, 2017)  
I am really confused on this question. Because in course of action A it is talking about suspension. And I think that giving an ultimatum or warning is far better course of action than suspending him. But the answer is quite the opposite.

Please anyone explain me.

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