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Logical Reasoning - Course of Action - Discussion

Discussion Forum : Course of Action - Section 1 (Q.No. 29)
Course of Action
Directions to Solve

In each question below is given a statement followed by two courses of action numbered I and II. You have to assume everything in the statement to be true and on the basis of the information given in the statement, decide which of the suggested courses of action logically follow(s) for pursuing.

Give answer

  • (A) If only I follows
  • (B) If only II follows
  • (C) If either I or II follows
  • (D) If neither I nor II follows
  • (E) If both I and II follow.

29.

Statement: It is necessary to adopt suitable measures to prevent repetition of bad debts by learning from the past experiences of mounting non-performing assets of banks.

Courses of Action:

  1. Before granting loan to customers their eligibility for loan should be evaluated strictly.
  2. To ensure the payment of instalments of loan, the work, for which loan was granted, should be supervised minutely on regular basis.

Only I follows
Only II follows
Either I or II follows
Neither I nor II follows
Both I and II follow
Answer: Option
Explanation:
To ensure that debts taken are repaid promptly, the customer's requirements and future prospects ought to be studied and their work constantly checked. Thus, both the courses follow.
Discussion:
4 comments Page 1 of 1.
SIDDHARTH CHANDEL said:   8 years ago
Will supervision of the each work for which loan was granted would be FEASIBLE/PRACTICAL?

In the course to follow, the practicality test is significant too.
Ajay said:   9 years ago
We can't check on the regular basis, it's an impractical statement.
Nirmit said:   9 years ago
Yes, I completely agree, it is impossible to check each and every account minutely.
So also once the loan is given the bank cannot do anything but wait.
Shashank said:   1 decade ago
The banks cannot become an audit or a consultancy firm. It will be impossible to look after each and every grant and supervise them minutely. Hence, the given answer is incorrect.
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