Are digital payments secure enough for the Indian economy to go cashless?

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2111 comments Page 143 of 212.

Mukesh pant said:   8 years ago
Unless our country fully gets developed digital payment should not be mandatory as rural people are not well aware of that. But in development point of view digital payment implementation is very necessary and also corruption will also get low down. There should be proper planning committee about introducing technology for new era while also considering those people who don't HV any access to the technology.
(17)

Shagun said:   8 years ago
From my point of view, digital payment and banking is secure and Indian economy go cashless but Indian government have to increase security and make them easy because India is a very big country so it is very difficult for handling this amount of data and save all data from hackers so they have to make sure that the level of the security of data was being higher and his process was being easier for everyone.
(5)

Ashish said:   8 years ago
In my opinion, digital payments for the Indian economy to go cashless is a good option. But it needs to cross the hurdles of weak security against cybercrime, lack of internet knowledge and accessibility of software by poor.

Recently in Mumbai, there was a case of withdrawal of money from atm machine using the software. So there is an urgent need of improving the security before India goes cashless payment.
(1)

Anusaranya said:   8 years ago
Hello everyone.

Digital payment will be a boon to our society. It avoids corruption which is like a disease affects most of the people. Mostly poor people's are affected by this corruption. So, inorder to make India a Democratic country, digital payment will help. But it is important to make a village people having knowledge of online facilities. So making digital India will give a solution for corruption.
(1)

Avnish said:   8 years ago
Yes, it's good for those who have proper knowledge about e-payment. IN INDIA, especially in rural areas people don't know about or have very little knowledge of e-payment so it's is difficult but not impossible. Government or Banks should take some initiative to provide knowledge about e-payment so that a huge population should also participate and take interest in e-payment with full faith and feel secure.
(1)

Shubham arora said:   8 years ago
Digital payment in the easy and fast way of banking.
It means your bank at you are fingertips.
Netbanking is an instant way of transferring money to you are a bank or maintain in the bank at you are mobile or you can view your account statement.
You can send money to another person at you are account at no cost or its save you are time.

Disadvantage.
It is out of reach of uneducated people or rural people.

Vicky said:   8 years ago
In that digital payment govt first tell or give assure and precautions also advantages of online payment to the people govt also appoint some officer particular rural side for that work to tell how it works, if some times transaction fails due to network or any problem also give assurance it's help to connect people.

It's take time but definitely I must say Indian economy to go cashless with highly secure.
(5)

Manoj said:   7 years ago
Digital payment is secure but some extent only as more than 50 percent of Indian people dwell in rural India and the majority of them either " uneducated" or "educated but have no knowledge about internet".

So, the people with no knowledge or little knowledge about anything can be easily defrauded.

Therefore digital payment is secure for certain section of our society and for other for me. It is insecure.
(6)

Aditya Joshi said:   8 years ago
According to me, digital payments are much convenient than the traditional method.

It completely reduces the human efforts.

As of now, it's not that usual across all the areas of India.

But if we just follow some of the surveys about the number of people using internet and smartphones, it definitely states that the days are not so far when everyone will start using the digital platform for transactions.
(4)

Manoj yajamanam said:   9 years ago
According to me, any technological implementation takes time, but its a good initiative by government (not in support of any party). Digital payment cannot replace cash payments, they can run parallel, though. If you want to run in a race you have to first jog, the same thing applies here. If something is well implemented on national level please support those because it is taken in the interest of people.
(9)


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