Are digital payments secure enough for the Indian economy to go cashless?

Group Discussion
Points to remember before you participate in this discussion:
  • Assume you are one of the members of a real group discussion.
  • Take the initiative to participate and contribute your thoughts.
  • Contribute your positive thoughts towards providing the solution.
  • Post your thoughts here.
Discussion:
2111 comments Page 128 of 212.

Mannan said:   9 years ago
Yes, we should adopt cashless, because it is faster, secure, all the records are maintained, and if not now then when It's high time by saying India is populated with more labour class, I think once it is implemented it will be adopted by all, it will be tougher but all toughest work is done by illiterate people, and in my opinion this is not that toughest than their daily work. So India should go cashless. It is the major sign of our growth in development.
(10)

Anjali said:   8 years ago
According to me, the very first question is not that whether the digital payment is secure enough or not but it is that how much population is still aware of it. In a country like India where 65%-70% of population is still lives in rural areas then it becomes very important for the government to first aware them and offcourse should take initiatives to make digital payment more secure in a way to make aware the people who don't have much knowledge about it.
(19)

Shivam said:   8 years ago
Well, I say the more we are increasing our usage of digital payment the more hacking attack we were listening day by day recently we saw the group of hackers hack the IT sector system to whom we are giving our digital payment details and from whom government had satisfied us about the security of digital payment and they were hacked by some other person so how we say that digital payments are safe government take some serious action for the sake of safety.
(3)

Gaurav singh said:   9 years ago
Hello friends, In my opinion, there are various under which digital payments are secure enough for the Indian economy to go cashless.

The first thing is that everyone should be enough known to operate digital payments.

The second thing is that those people who are illiterate should be trained and taught enough about the digital payments.

For a secure Digital transaction, every one must follow the payment protocol so that the transaction would be secure.
(4)

Subhradeep Basu said:   8 years ago
Hello everyone!

According to me, it's too early to say whether digital payment is secure enough for Indian economy or not. The government in charge has to burn the midnight oil to make this move successful. Not only they have to teach the fellow Indians about e-payments and net banking stuff but also they have to educate them about cybersecurity and cyber threat prevention.

Teaching online transaction and educating cybersecurity should go hand in hand.
(1)

Bivek shah said:   8 years ago
Hello everyone, in my view, digital payment is secure because we can get record of every transaction and provides same if any problem arises and government have to make strong law against frauding activities. By this digitisation process government can collect more capital and leads towards development. In the mean time corruption can be removed with time permanently. And digitisation helps people to use internet so that they will become smart citizens.
(14)

Divya agrawal said:   9 years ago
I think cashless payment is necessary for our India because people are busy in our life they don't want to go outside for transaction and others. If we can do digital payment then people work is easy and secure. We heard so many news that corruption India. India is most corrupted country. So this step is good for our nation. If we talk about hackers then hackers want to any security breaks but if we do carefully digital payment we can stop hackers idea.
(5)

Gayathri Ramesh said:   5 years ago
Hello Friends!

According to my opinion, this is the most amazing idea also one of the greatest methods to develop our country.

Although, 1/4th of the people in our country is uneducated and unaware of using digital payment. But we can make an app which is having animated symbols or characters that guide them to go for digital payment.

Initially, it should be an optional method like now but after some days it should be a compulsory method.

Thank you.
(34)

Gaurav said:   7 years ago
As per my experience with the digital payments, I think they are safe. We get a notification on our phone as well as mail as soon as the transaction is completed. If sometimes the transaction is failed and money is debited, that money is also returned within 5 hours to one day.

1. It's time-saving.
2. Effortless.
3.Reliable.
4. Saves paper.

Government should take initiative in educating rural people. So that they could also save their time and effort.
(3)

Avnisj kumar said:   8 years ago
Now, India is a developing country. So in the first time, difficult start digital payments. In an urban area, it's started but its started many problem as-cyber security, high-speed internet, in the people digital payments understanding as many problems. If in the people motivate its topic than in areas are developed. So first time some problems but after these result is good. So I can say that in coming future time Indian economic cashless and growth.
(4)


Post your thoughts here:

Your comments will be displayed after verification.