Current Affairs - Finance
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Exercise : Finance - Latest Current Affairs
- Finance - Latest Current Affairs
1.
Which payments company partnered with Gnani.ai to launch an agentic AI platform enabling in-call UPI payments during live customer conversations?
Answer: Option
Explanation:
Gnani.ai collaborated with Razorpay to introduce an innovative agentic AI collections platform that enables customers to complete UPI payments during live calls without disconnecting or switching to external links. The platform combines Gnani.ai’s advanced AI systems, capable of handling over 10 million calls daily, with Razorpay’s Model Context Protocol (MCP) server to create a seamless, real-time payment interface. This deployment represents one of India’s first production-level uses of autonomous AI agents executing financial transactions, significantly enhancing operational efficiency for enterprises in sectors such as BFSI, telecom, utilities, and e-commerce.
Date : 2026-03-02
2.
Which organisation provided a USD 150 million direct loan and acted as the mandated lead arranger for IIFL Home Finance’s USD 300 million financing package?
Answer: Option
Explanation:
The USD 300 million financing agreement was structured to expand affordable housing loans, particularly targeting women borrowers from economically weaker and lower-middle-income groups. Out of the total amount, USD 150 million was provided directly by the Asian Development Bank, while the remaining USD 150 million was raised through parallel loans from institutions such as MUFG, Emirates NBD, Sampath Bank, and Hatton National Bank. The Asian Development Bank also served as the mandated lead arranger and bookrunner for the entire package, highlighting its key role in promoting financial inclusion, women’s empowerment, and sustainable urban development in India.
Date : 2026-03-02
3.
Which company received RBI in-principle approval to join Centralised Payment Systems (RTGS/NEFT)?
Answer: Option
Explanation:
Transcorp received in-principle approval from the Reserve Bank of India to join the Centralised Payment Systems, including RTGS and NEFT. This approval allows the company to obtain its own IFSC code and maintain a bank account directly with the RBI, significantly strengthening its operational framework. The move enhances its digital payment ecosystem, improves compliance standards, and boosts operational efficiency. By gaining direct access to centralized payment infrastructure, the company is better positioned for technology-driven expansion and independent growth. It is a public limited company and is listed on the Bombay Stock Exchange.
Date : 2026-02-10
4.
What is the revised collateral-free loan limit for Micro and Small Enterprises (MSEs) as increased by the RBI effective April 1?
Answer: Option
Explanation:
₹20 Lakh is the revised collateral-free loan limit set by the Reserve Bank of India for Micro and Small Enterprises. The earlier limit of ₹10 lakh has been doubled to enhance access to formal credit for small businesses. This step is aimed at promoting entrepreneurship, strengthening last-mile credit delivery, and supporting enterprises that face constraints in providing collateral. The decision also reflects the strong credit performance of the MSE sector, which recorded a 31% year-on-year growth, highlighting its expanding role in the economy.
Date : 2026-02-10
5.
Which company launched inFINity 3.0 to accelerate early-stage fintech startups?
Answer: Option
Explanation:
PayU introduced inFINity 3.0 as its most comprehensive fintech accelerator program aimed at supporting early-stage startups from the build phase to market readiness. The initiative provides rapid distribution access through PayU’s extensive network and includes a structured four-week acceleration sprint. Participating startups receive direct mentorship, compliance guidance, and assistance in developing effective Go-To-Market strategies. The program also features a Demo Day in collaboration with investor Atrium Ventures and offers AWS cloud support. Through these resources and partnerships, the accelerator seeks to strengthen innovation and scalability within the fintech ecosystem.
Date : 2026-02-10
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