Current Affairs - Finance
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Exercise : Finance - Latest Current Affairs
- Finance - Latest Current Affairs
1.
Which digital payment platform introduced PIN-free UPI payments using biometric authentication in India?
Answer: Option
Explanation:
Amazon Pay introduced a PIN-free UPI payment feature in India that allows users to authenticate transactions through fingerprint or facial recognition on Android devices. Launched on 16 December 2025, this facility supports transactions up to ₹5,000 and covers services such as Send Money, Scan & Pay, and merchant payments. By relying on device-bound biometrics that remain securely stored on the user’s phone, the feature enhances convenience, speed, and security. This innovation aims to simplify digital payments, promote one-handed usage, and encourage wider adoption of UPI-based transactions.
Date : 2025-12-18
2.
Which global banking giant announced plans to set up Asia’s largest Global Capability Centre in India?
Answer: Option
Explanation:
JP Morgan announced its plan to establish Asia’s largest Global Capability Centre in India, marking a significant milestone in the country’s global services landscape. The centre will be located in Powai, Mumbai, spread across 2 million square feet, and is expected to employ around 30,000 people by 2029. This move highlights India’s growing importance as a hub for banking, financial services, and technology-driven operations. It also reflects global corporations’ confidence in India’s skilled workforce, cost efficiency, and robust digital ecosystem, further strengthening the nation’s position in global finance.
Date : 2025-12-17
3.
What is the revised Foreign Direct Investment (FDI) limit in insurance companies approved by the Union Cabinet under the Insurance Amendment Bill, 2025?
Answer: Option
Explanation:
The Insurance Amendment Bill, 2025 introduces a major reform by increasing the permissible FDI limit in insurance companies to 100%. This change reflects the government’s intention to open the sector fully to foreign investment, which is expected to bring in substantial capital inflows. Higher foreign participation can enhance competition, encourage innovation, and improve the quality and reach of insurance services in India. The reform aligns with the regulatory framework governed by the Insurance Act, LIC Act, and IRDAI Act, strengthening the sector’s growth potential.
Date : 2025-12-15
4.
What is the award period covered by the Sixteenth Finance Commission’s report?
Answer: Option
Explanation:
The Sixteenth Finance Commission’s report covers the five-year award period from 2026 to 2031, guiding India’s fiscal framework for this duration. During this period, the Commission’s recommendations shape how tax revenue is shared between the Union and the States, how grants-in-aid are allocated, and how disaster risk financing mechanisms are structured. It plays a central role in strengthening fiscal federalism by defining criteria for vertical and horizontal devolution, local body financing, and performance-based grants. The report, prepared after extensive consultations and expert inputs, forms the foundation for fiscal planning and resource distribution for the entire award cycle.
Date : 2025-11-18
5.
What is the primary focus of the Investor Education and Protection Fund Authority’s (IEPFA) financial awareness drive held in Karnal, Haryana?
Answer: Option
Explanation:
The Investor Education and Protection Fund Authority (IEPFA), under the Ministry of Corporate Affairs, organized a financial awareness drive aimed at empowering rural women. Conducted in Karnal, Haryana, under the theme “Viksit Bharat ke path par Saksham Naari,” the initiative focused on enhancing financial literacy, promoting safe investment practices, and fostering digital inclusion among women Self-Help Groups. Partnering with SEBI, AMFI, NCAER, and HSRLM, the program sought to strengthen financial independence and informed decision-making among rural women, contributing to inclusive economic growth and women’s empowerment in India.
Date : 2025-11-10
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