Current Affairs - Finance
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Exercise : Finance - Latest Current Affairs
- Finance - Latest Current Affairs
1.
Which organization approved a $109.97 million loan to support skills development in Gujarat?
Answer: Option
Explanation:
The Asian Development Bank (ADB) approved a $109.97 million loan to enhance the skills development infrastructure in Gujarat, India. This funding supports a large-scale initiative aimed at aligning technical and vocational education with industry demands across sectors such as IT, healthcare, renewable energy, and logistics. Partnering with Gujarat’s Labor Department and Kaushalya: The Skill University, the project will upgrade 11 Industrial Training Institutes and create Centers of Excellence. ADB's involvement brings global expertise and financial strength to help establish a replicable, future-ready model for workforce development, advancing India's goals under the National Education Policy and regional economic ambitions.
Date : 2025-06-14
2.
Which organization is supporting the UP AGREES and AI Pragya initiatives launched in Uttar Pradesh?
Answer: Option
Explanation:
On May 9, 2025, Uttar Pradesh Chief Minister Yogi Adityanath launched two key initiatives—UP AGREES and AI Pragya—with support from the World Bank. UP AGREES is aimed at transforming agriculture in 28 districts through climate-resilient and technology-driven practices, addressing both productivity and sustainability. AI Pragya focuses on digital skilling by training 10 lakh youth in artificial intelligence and related technologies, helping to build capacities across critical sectors like education, healthcare, and governance. The involvement of the World Bank highlights the global collaboration behind these transformative efforts for economic and social development in the state.
Date : 2025-05-12
3.
What is the additional run-off factor imposed by the RBI on digital banking-enabled retail deposits under the revised LCR framework?
Answer: Option
Explanation:
The Reserve Bank of India (RBI) has updated its Liquidity Coverage Ratio (LCR) framework to improve liquidity risk management and better align with global banking standards. A key revision includes the imposition of a 2.5% additional run-off factor on retail deposits enabled through digital platforms such as Internet Banking, Mobile Banking, and UPI. This percentage reflects the estimated portion of deposits that might be withdrawn during a period of financial stress, prompting banks to hold sufficient high-quality liquid assets. Initially, the draft guidelines proposed a 5% run-off, but after industry feedback, the final figure was reduced to 2.5%, offering relief to banks.
Date : 2025-04-23
4.
What is the projected growth rate for India's bank credit in FY26?
Answer: Option
Explanation:
CRISIL has forecasted that India's banking sector will experience a credit growth of 12-13% in FY26, which is slightly higher than the projected growth of 11-11.5% for FY25. This positive outlook is attributed to several factors, including regulatory support, tax cuts that boost consumption, and softer interest rates encouraging borrowing. Additionally, regulatory adjustments like the rollback of risk weights for loans to non-banking financial companies (NBFCs) and a delay in implementing stricter liquidity norms are expected to further enhance credit flow and support this growth rate.
Date : 2025-04-16
5.
Which fintech company launched the Turbo UPI plugin to enable seamless in-app payments using the BHIM Vega platform?
Answer: Option
Explanation:
Razorpay, a leading player in the fintech space, launched the Turbo UPI plugin on April 9, 2025, in collaboration with NPCI BHIM Services Limited and Axis Bank. Built on the advanced BHIM Vega platform, this plugin is designed to revolutionize digital transactions by allowing users to complete UPI payments directly within an app, eliminating the need for redirection to third-party apps. This innovation enhances user experience by reducing payment failures, improving speed and reliability, and boosting transaction success through smart routing. For businesses, it means fewer drop-offs, improved customer satisfaction, and smoother checkout processes — marking a significant leap in India’s digital payment infrastructure.
Date : 2025-04-12
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