Current Affairs - Banking - Discussion

IDFC FIRST Bank introduced the Zero-Forex Diamond Reserve Credit Card in January 2026, targeting frequent international travelers and premium lifestyle users. The card eliminates foreign exchange markup, making overseas spending and online international purchases cost-effective. It also offers extensive benefits, including travel insurance, airport lounge access, meet-and-greet services, and reward points on hotels, flights, and other spending. With a digital-first application process, annual fee waivers on high spends, and a robust rewards ecosystem, this launch strengthens IDFC FIRST Bank’s presence in the premium credit card segment and enhances convenience and value for global and lifestyle-oriented customers.