Logical Reasoning - Statement and Assumption - Discussion

Discussion Forum : Statement and Assumption - Section 1 (Q.No. 49)
Directions to Solve

In each question below is given a statement followed by two assumptions numbered I and II. You have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement.

Give answer

  • (A) If only assumption I is implicit
  • (B) If only assumption II is implicit
  • (C) If either I or II is implicit
  • (D) If neither I nor II is implicit
  • (E) If both I and II are implicit.


49.

Statement: Shalini made an application to the bank for a loan of Rs. 1,80,000 by mortgaging her house to the bank and promised to repay it within five years.

Assumptions:

  1. The bank has a practice of granting loans for Rs. 1,00,000 and above.
  2. The bank accepts house as collateral security against such loans.

Only assumption I is implicit
Only assumption II is implicit
Either I or II is implicit
Neither I nor II is implicit
Both I and II are implicit
Answer: Option
Explanation:
The fact that Shalini has applied for a loan of Rs. 1,80,000 implies that the bank can grant a loan above Rs. 1,00,000. So, I is implicit. II also follows directly from the statement and so is implicit.
Discussion:
15 comments Page 2 of 2.

Sherine said:   8 years ago
I think "only assumption 2 is correct".

Riya said:   8 years ago
First assumption is vague.

ANI said:   7 years ago
BANK has a practice means BANK gives loan above 100000 so here the answer is given correctly.

Surendra said:   6 years ago
The answer given is right because the work of bank to provide and collect loan. which means we can say that bank has a practice to grant loan.

Rishab Sood said:   5 years ago
It is not mentioned anywhere that a loan below 1 lakh rupees is not provided. Anyone explain the answer clearly.


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