Are digital payments secure enough for the Indian economy to go cashless?

Hello friends,

In my opinion, Yes digital payments secure enough for the Indian economy to go cashless and it's a great decision of our government. Trough this step corruption can stop if it will go long. Day by day corruption is increasing, in this time some few person who is paying tax. Also, we can say that corruption is spread everywhere in India and I think it's the best step to remove corruption. Also, I agree that some problem will create but that problem can face. This is India there is no any problem that can't face because we are Indian we have "jugad". So we should adopt this step It's good for us and our country also. That's all.

Thank you very much.

Hello everyone! Today's topic is:- Are digital payments secure enough for the Indian economy to go cashless?

This is a burning topic. According to my point of view, our country is now strong enough to take such a big decision. We must appreciate this idea of digital payment. Digital payment is necessary for a healthy economy. We want a corrupt free nation. Corruption has reached at highest peak. So, to overcome from such issues we have to adopt this idea. Certain difficulties will definitely come. But together we can overcome these difficulties. No matter what is the literacy rate of our nation or how many people seldom use new gadgets, if we are together we can fight these issues very easily. This decision can remove corruption up to a certain level. This is a golden opportunity of making India-a corrupt free nation.

Jai Hind!

Thank you.

According to me, it's a very good initiative by our government to encourage digital India concept.

Digital payment is safe and secure more than cash transactions you can track your transactions also it's easy to pay and quick.

Hello.

In my point of view, digital payment is the best move by Indian government. Through digital payment, they can keep track record of all the transactions nd it will help to fight against corruption. We know that in India some people don't know how to use technology but it's our duty to educate them for a better future. Nowadays, I had seen that rikshaw wala is also using paytm. We can see the change that govt has bring.

Hello everyone. I agree that digitalization is secure than cash. But if we think in the direction of digitalization firstly we have to ensure that everywhere every corner of the nation facilities should be available for that. It is biggest challenge in the direction of digitalization. Some rural areas are so backward so it will be a long journey for our nation. Second thing is network. Network is also huge problem in step of digitalization. So we have to also step up communication system. If we overcome above problems than we can think about totally digitlization. And it will be really a great thing.

As per my views, over this it is a very good decision taken by our Government. Now its our duty to make our India digital as many peoples said that it cause a huge effect on rural areas but guys there is a solution for it. As nowadays we see on railway station there is one machine like ATM which is used for taking ticket it is a digital machine as we saw government gives some jobs for particular person to operate that machine and give tickets to the person who doesn't know how to operate it. There were several machines but on some machines, there are agents who help the person who doesn't know how to operate it. This kind of process also may be applied on digital transaction for which we have to make a company who serves such type of facility. And for the new generation, it is very common to do such type of transactions. As the time passes away after some years it becomes common among all. So it is not a major issue for rural areas. One more benefit of such type of facility is that most of the unemployed get employment for such type of services.

Hi everyone,

In point of my view, digital payment didn't come in market now, it's before Modi government few peoples are using but Modi intention is every Indian must use internet banking then only corruption is decreasing, we are all support him then only our country will be developed after few years.

I know in India more than 60% rural people, but in rural area also we have banks so learn how to use internet banking then use it.

I think this is the first step of decreasing corruption.

Yes. Due to the cashless system, our economy will increase, that is good for us. But there is also a cyber threat.

Corruption should be decreased because the government will see every activity or bank details.

And the main thing is that every person gives tax to the government, which will be good for us.

But also there are some problems arise due to the cashless system. For E.G a person who didn't know about online transaction that means how to operate, he will face problems.

There is also a cyber or hacking threat for us.

Hello everyone.

According to my point of view, Digital payment is very good idea for our nation. And yeah in the starting uneducated people will face problems in understanding but for ex when we were children we all have a difficulty in reading words because at the time we learnt the alphabets and now we can read and write same like that people can learn and adapt themselves to the new technology and payment methods and if our government take care of those guidelines that everyone should follow to secure their account then in future we can see great change in our India.

According to my point of view, digital payment effects of India because most of the people does not have the knowledge of it mainly effects on poor people because there has lack of knowledge.