Are digital payments secure enough for the Indian economy to go cashless?

Here, we are talking about digital payments are secure enough for the Indian economy to go cashless. According to my opinion, yes, digital payments are completely secure enough for this because in every transaction we get online recipient also as we get in offline mode also but there is no need to store all data manually, we can store it completely in a digital way which is more secure than manual data. On another side, digital payments save our time which is very important for everyone. And ya digital payments also make easy to all transaction services. So I completely agree with this point but it's also true that this time is not correct for making our Indian economy to go cashless because there are almost 60% people who are aware of digital payments methods. So, firstly, we have to make our country completely developed then we have to make Indian economy to go cashless and when it will be done then we can say that digital payments are perfectly secure enough for the Indian economy to go cashless.

In my view, digital payments are secure enough for the Indian economy to go cashless. Because after demonetisation many UPI platforms were developed to increase digital transactions. No other can do the transaction without the intervention of the user who owns the account. After each transaction, we will get a message of the transaction status. One disadvantage of the online interfaces is that it can be hacked which may lead to data loss.

Hello friend.

I think the digital payment is not secure a lot for the person who does not know about the process of the working of it, it will prove very helpful to the people who are well aware of the technology and also help to the progress of our country, we have very small problem like good availability of internet speed and to aware the people who not know about it, by doing this thing we can adopt cashless mindset very easily.

According to my opinion, it is not so good as we see in daily life the theft by hacking and if we do the payment methods online then we can conclude that any employees have to leave their jobs by which the unemployed person increases which is very harmful to our country.

As per my decision, the educated people can go through it easily but about the people you have cash, I don't know to transfer it as soon be possible.

In India, many computerized data are under the threat of Privacy and security, even your Aadhar card is not well secured then How we can say that digital payment system will not be under the threat of security.

If it would be so easy then people do it directly without asking the government for cashless. People go with the system which is easy to implement. I want digital payment secure but I think it is not possible for India as for as now, where some urban don't know how to withdraw an amount from ATM.

I support the statement of " go cashless". Digital payments are secure enough for the Indian economy unless otherwise mentioned: "you share your private information with anyone". Everyone is very foolish that they access the apps to read our messages. Everyone clicks the allow button which is an easy access for hackers to read our messages, to see our images etc, unless we are safe, nothing is safe.

In my opinion, digital currency is better than cash money due to digital currency we have a profit we can carry a lot of money in the pocket so I feel like that it's a very nice step towards digital India.

In my views, digitisation is making man lazy and all that we get is readymade. And also digital payments may create a chance for professional hackers to hack our accounts and this may create problems in the future. In short, digital payments are not that secure.

Yes, it is very much secure to go cashless as we can carry lot of money with us. Digital payment is not time-consuming its easy n can be done effortlessly. For eg; if we are not carrying enough money in our pocket n if any kind if an emergency arises then we can easily do digital payment without any effort. It keeps us away from the fear of thieves, dacoits. Since everything has pros n cons. So more security needs to be improved in digital payment to make people attract easily and it should be promoted to small cities to make them aware of it.