Are digital payments secure enough for the Indian economy to go cashless?

Yes, digital payments are secure if we properly apply the security level needed. As we have the best IT professionals like TCS, Infosys. All we need to have is train our people to cop up with the issues arising out of it and make sure that we people also take our individual responsibility to educate our near ones so that India goes digital as developed countries like US.

In My opinion, digital payment will definitely improve our country. Most of the people in India do not have awareness of digital payments, even they don't have knowledge how to use a smartphone. For doing e-payment we definitely want the internet connection with any smart device. In rural areas, most of them don't have that much of facilities. First of all, we should spread the knowledge on digitisation through the campaigns.

Hello everyone,

I agree that going digital is a good idea but India is still not prepared for it. Even if we think of going digital, what about all the grocery sellers out there who cannot even afford to set up digital payment systems.

The Internet is still not India's thing. Before going digital we need to make sure that it's affordable by all. Cyber security is another major issue. Going digital can even encourage hackers and bring in corruption instead of abolishing it. It may lead to more and more number of hackers being hired and corruption may creep in again.

If we really want to abolish corruption, the only means is to remove it from our society, from our minds, from our daily habits.

Thank you.

I agree that going digital is a very good idea to abolish corruption but India is still not prepared for it. Even if we think of going digital, what about all the grocery sellers out there who can not afford to set up digital systems for making transactions.

India is still developing and it has not developed yet. The Internet is not still India's thing. To get benefits of going digital in its true way, we need to ensure that the accounts and transactions made online in a sec.

Yes, digital paymets are as secure as any other payment method. Digitisation of payments provide the accurate account of flow of money. Their is less chances of corruption and encouring people to use digital methods will boost economy to go cashless as their will be less hard money. These method of payments are very easy to understand ever less educated people can exercise it easily.

Hello friends,

From my point of view, digital payment is good because India leads behind our PM MODI JI and our government work behind digital security almost thousand of IT people hire by our gov and solve the problem of security. We people only support our government decision digital payments.

One of the interesting topic to be discussed because India is growing digitally like most other countries, going cashless or doing digital payments always haunt Indian people as they think their money might be stolen by some fraudulent. But for a growing economic sector in India, it a very good scheme that is now being practised. These benefits not even the educated but also the non-educated people in India as the government is providing non-educated people classes about how they can do payments online, mostly the old people who live alone and can't go much far for different bill payments.

As A COIN ALWAYS HAS TWO SIDES. THERE ARE ALWAYS RISKS AND BENEFITS IN IT. SO WE HAVE TO FACE ALL THE ODDS AND THINK POSITIVELY AND GO DIGITAL.

Hello everyone.

Digital payment will be a boon to our society. It avoids corruption which is like a disease affects most of the people. Mostly poor people's are affected by this corruption. So, inorder to make India a Democratic country, digital payment will help. But it is important to make a village people having knowledge of online facilities. So making digital India will give a solution for corruption.

Hello Everyone,

This is a very interesting as well as a very important subject of discussion. See guys, almost every country nowadays is going cashless and India will also have to opt this method some day then why not today. Yeah, there is a risk in digital payment especially for those who are not in practice but we have to go with the flow. Even a bird pushes out her child from the nest out in the air in order to teach it how to fly knowing that there is a risk in that. The Cashless economy will not only result in diminishing corruption but also save people from varies lots. Digital payment is also good for the old age people as they don't have to run and stand in the lines of the bank anymore, just in a click all their payment work is done. A change is always necessary and this is a positive change. Yes, there is some risk but in order to achieve something a little risk is necessary.

Hello everyone. In My point of view,

Cashless payment system was only important things of fewer corruptions, avoid black money and economic development.

But the people get more problems on the digital payment, they didn't know how to use the process of digital systems. Suddenly changes are not accepted by everyone. They want time to learning. And the task will be gonna next level.