Are digital payments secure enough for the Indian economy to go cashless?
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2111 comments Page 157 of 212.
Ravindra said:
7 years ago
Some places digital payment is good but many places. Raviraj ji also said that rural areas have many problems by digital payment. But somewhere if you pay by debit card then you have to pay extra charges. & I don't know that why we pay extra charges. When product label is written MRP (Maximum Retail Price With ALL Taxes). So, I think this is not giving only profits us.
(6)
Amit Gupta said:
7 years ago
It's not about the security one should be concern of, even cash facility is not secure. There are many issues now as infrastructure access digital gap illiteracy unawareness, but It is the initiative on a positive note to create a corrupt free nation where black money and corruption are making their way to destroy the economy. I think It's a great initiative by Government.
(6)
Milan kathiriya said:
9 years ago
According to me, it is a right step that taken by our government. We all know that India is a devloping country and so many youth are in this country. So every youth come ahead and learn this thing to people of some rural area by some activity. If we want to change in our country than first of all we have to use it first than and than cash less process will be successfull.
(2)
Kavita Sharma said:
8 years ago
Hello, Everyone.
I think this is very important and interesting topic also for us. In my opinion cashless digital payments is very good technique for save to time in busy life but we knows it is difficult also understand those people who is living in rural areas so that they are not well educated so government should aware to citizens for take this benefits.
Thank you.
I think this is very important and interesting topic also for us. In my opinion cashless digital payments is very good technique for save to time in busy life but we knows it is difficult also understand those people who is living in rural areas so that they are not well educated so government should aware to citizens for take this benefits.
Thank you.
(3)
Surabhi mukherjee said:
8 years ago
I believe only change is constant. Digital payments are secure enough for the Indian economy. We know that many problems can arrive for example internet speed, illiteracy, online fraud. But I think Every initial change normally faces adoption and implementation problems. Indian government should take it as a challenge and take necessary steps for promoting cashless India.
(20)
Lakshmipriya said:
8 years ago
In my opinion, digital payments can give a mixed result.
Comparing to other countries people's, Indian people's have less percentage in literacy.
So, educated people's has more benefits in digital payments.
But the uneducated people don't understand that these type of transactions.
So these type of transactions will not help full for all type of people's in our country.
Comparing to other countries people's, Indian people's have less percentage in literacy.
So, educated people's has more benefits in digital payments.
But the uneducated people don't understand that these type of transactions.
So these type of transactions will not help full for all type of people's in our country.
(19)
Manan said:
8 years ago
Digital payments are secure but only educated and economically well to do people in cities have this option. Only 18% Indians have smartphones. In rural areas, there is lack of technology to facilitate digital payments. The rural areas need to be developed and there needs to be a massive education program to educate people about digital payments. This may take some years.
(1)
Priyanka jadhavar said:
8 years ago
Yes, I agree nowadays India goes to digital marketing. The need for the cashless economy is that every shady transaction that is left unrecorded will now come into the picture making India one of the fastest-growing economies in the world.
Cashless economy is needed to reduce the taxes that are charged by the government due to the lack of funds in the government bodies.
Cashless economy is needed to reduce the taxes that are charged by the government due to the lack of funds in the government bodies.
(2)
Manoj said:
8 years ago
Yes, digital payments are secure if we properly apply the security level needed. As we have the best IT professionals like TCS, Infosys. All we need to have is train our people to cop up with the issues arising out of it and make sure that we people also take our individual responsibility to educate our near ones so that India goes digital as developed countries like US.
(3)
Neha said:
8 years ago
In India, where major sections are still unbanked and digital literacy has just started taking roots, digital payments cannot be fully secure. Already many cases has arisen of fraudulence, and the cases of cyber attacks, so people first of all needs to be digitally literate and to be made aware to not to share any of their information with any one as they can be fooled.
(8)
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