Are digital payments secure enough for the Indian economy to go cashless?

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2111 comments Page 152 of 212.

Sakshi said:   7 years ago
As we all know everything has their pros and cons as well. So, if we talk about the digital payment, it is a very developed and advanced technology we have nowadays, which can be used from anywhere and anytime. It reduces the problems of robbery and saves time as well. But as I said everything has their pros and cons so it has lack of security and can be a result of crimes and threats.
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Hrudaya said:   8 years ago
According to me, as people above are saying 55% people are living in a rural area so it is difficult for us to go cashless by now but my concern is. Today even a rickshwala can use a smartphone so it is not that impossible for the rural areas too to cope with this situation we just need to work hard on this issue and we just need to think to solve it by pushing in with different ideas.
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Neha said:   8 years ago
Yes. Digital payment is the best strategy to go cashless. First of all, we have to awara people who are lives in a rural area about digital payment, we have to give information about the terms and conditions to the people. The main benefit of this is corruption will be stopped by the cashless system. So according to me, digital payments are secure for the Indian economy to go cashless.
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NITHYAPRIYA.A said:   8 years ago
Hi,

Yes, we all know that our India is developing the country. I agree that digital payments are uneasy and easily suffered by rural peoples but without rural people how Indian economy is good as possible? so the government will take a step to create awareness and try to let them to know by educating basic about this secure digital payments. Then only our national will go to cashless.
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Nayana Kharatmal said:   8 years ago
Yes, by my opinion, cashless transaction is a step ahed to make our country as the developed nation. People don't have trust on cashless transaction even if they are educated. Our government aware people regarding to carless transaction means you can do transaction at anytime, anywhere and also you reduce the time which spend on bank line to take and withdrawal money or transfer money.
(8)

Rish said:   7 years ago
I think any payment has a risk some has less and some have high risk. If we talk about the digital payments then India is a developing country so it should try these type of things that would create more awareness about the technology to the other countries. It is not enough to secure but that was the starting if people work on this as a whole than only it will succeed to the country.
(5)

Ritu Sarma said:   7 years ago
From my point of view, the digital payment is secure enough if you are not sharing details. As for payment you have to enter the OTP that shared by SMS or your ATM PIN number, which is secure enough. You does not need to carry cash. But one problem is that if you save you banking password in your mobile is dangerous. Other ways it is safer than cash and saving your valuable time also.
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Ananya said:   7 years ago
The way I think India is good enough to go cashless because government are already introduced some sites like BHIM, paytm and many more and they are secure as they provide UPI gave Otp to the number which is register to that account, the only thing we need to do is to aware people about not to share the OTP and password to anyone we can't blame government For security its in our hand.
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Ajay said:   8 years ago
Yes, digital India secures for us because we are not going away from home with carrying huge money. Due to digital India. And also we are no need for waiting in a queue in the Bank. But at that time many hackers when we transact the money they can hack our account. Generally, this type of incidence was happened with the rural people due to the lack of knowledge about digital economy.
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Anomii said:   7 years ago
Yes,

Digital payment enough secure for becoming a cashless India and it's very useful the way that you would like to go there and if we use digital payment method then we are completely secure about the money we have proof that we had been transferred the money to this person. And our PM starts many applications for India make cashless.

So. I think this very useful and secure also.
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