Are digital payments secure enough for the Indian economy to go cashless?

Hello, digital payment secure our money as money at home is safer than money in the bank, when we want money we can through ATM.

Hello friends,

In my opinion 'YES' now India is ready to go cashless. Because if we look toward our population its now go beyond 1. 25 billion and so on, and its very difficult to manage that much currency in hand cash way.

Now in India as per digital market survey upto 60% population prefer to do online marketing instead of cash payment, that's good for us because it will time saving, no chance of duplicate bills, direct deal with merchants online that gives assurance of quality product, so we have to think about how to increase the ration from 60% to above that, by giving them special courses of training through a Indian secured websites, because as India falls under village mostly, so it will beneficial for all us.

I think cashless payment is necessary for our India because people are busy in our life they don't want to go outside for transaction and others. If we can do digital payment then people work is easy and secure. We heard so many news that corruption India. India is most corrupted country. So this step is good for our nation. If we talk about hackers then hackers want to any security breaks but if we do carefully digital payment we can stop hackers idea.

Yes, it's secure but this is our responsibility to aware own parents and society also talking about rural area society they also learn if his or her to tell and aware own parents and society. Give help to our society go cashless this is secure thing runing slow but day by day walk in that area.

It is a good thought but it cannot be implemented everywhere.

Hi everyone,

In point of my view, digital payment didn't come in market now, it's before Modi government few peoples are using but Modi intention is every Indian must use internet banking then only corruption is decreasing, we are all support him then only our country will be developed after few years.

I know in India more than 60% rural people, but in rural area also we have banks so learn how to use internet banking then use it.

I think this is the first step of decreasing corruption.

Hello friends. My name is Dharmendra Kumar. The topic is very interesting.

In my opinion,

It is very good step to remove corruption but it can be insecure if someone hakes your account. That's why it should be thought by government that how can an account can be safe if someone hakes the account.

Hello guys,

I am Zubair Hamid, in my opinion the step of digitisation has brought more of a positive change in our country than negative, because digitisation is a one more step towards modernisation and economical development, India is developing at a pretty good speed mostly when Modi Ji started to maintain things, but lets not forget the fact that our country has also some weird records when it comes to black money and black markets, getting digital will not only freeze such fraudulent organizations but will also revolutionize the way of living and our country will prosper with the passage of time, coming back to the dark side of digitisation, I do agree that almost some percentage of our Indian population including rural areas are going to face some problems regarding the usage of smartphones and smart apps like Paytm etc but in my point of view with the passage of time everyone learns to make his survival easier and more secure, in fact, everyone likes to be modern, so change is good but every change takes some time as well as effort to come into place.

As a coin has two sides as like this topic. My friends express their views on this topic. According to me, as India is a developing country. So the primary need is to educate the peoples. So as the technology is made by the people if they are more educated or the illiterate got that much education so they themselves try the easier way (the technology). And more the people get educated more the technology will be enhanced. As the peoples of the developed country are educated so that are able to use the technology and were able to make it better. So the people must be educated first.

Yeah, I am satisfied cashless but I have a question is poor man is not applicable for this opportunity.

Because the village people is not understandable and is no learn to teach about this.