Are digital payments secure enough for the Indian economy to go cashless?
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2111 comments Page 131 of 212.
Subham said:
8 years ago
Hi everyone.
In my point of view, digital payment is good for Indian economy but not sent percent. Nowadays, in rural area, people don't know how to use gadgets, the system that government has taken these are the dream for those people. Before apply government should know about these things. Otherwise, this is very good for all the people except rural area people.
I conclude that government should apply for 60-70% digital payment.
Thank you.
In my point of view, digital payment is good for Indian economy but not sent percent. Nowadays, in rural area, people don't know how to use gadgets, the system that government has taken these are the dream for those people. Before apply government should know about these things. Otherwise, this is very good for all the people except rural area people.
I conclude that government should apply for 60-70% digital payment.
Thank you.
(14)
Anurag said:
9 years ago
According to me, it's a very good decision by PM Modi to make India cashless but we know that 75% of our population are farmers and they don't even know how to use smartphone and an internet so it would be a great difficulty for rural area people to deal with a cashless transaction. This is a country where people are advice to use a toilet instead of going outside and we are trying to directly implement cashless, It's at least not possible now.
(6)
Soumyaranjan barik said:
8 years ago
According to my point of view, go cashless is a smartwork. And it also helps to grow up our economy to a next level. But thing is that before we go cashless we must know how to actually it happen and in which procedure it's more secure and effective and privacy. So that digital payment is enough for next development of our country. Otherwise, it's riskier for us. According to me first, we have to secure it then use cashless payment.
Thank you.
Thank you.
(8)
Mira said:
7 years ago
Hello friends.
I totally agree with this topic. Now we are living in 21century and we had faced many changes in technologies cashless payment in my view is one of the great achievement. People can carry a large amount of money in android phone and can be tension free. I think digital forms have high security. Its risk free also. Today India is said as digital India and in coming days our country will totally convert in digitalized.
Thank you.
I totally agree with this topic. Now we are living in 21century and we had faced many changes in technologies cashless payment in my view is one of the great achievement. People can carry a large amount of money in android phone and can be tension free. I think digital forms have high security. Its risk free also. Today India is said as digital India and in coming days our country will totally convert in digitalized.
Thank you.
(28)
Naveen said:
9 years ago
In my point of view, digital payments are very useful to people but country like India where the 80% of the transactions are in the physical form and only 20% transactions are cashless. The people in rural areas are not much aware of it and do not have smart phones and these people could not afford the internet as their income was low. In spite of all these things, there will be big threat from hackers, we often listen about these cases daily.
(1)
UNS said:
8 years ago
According to me, it's a useful technique but it can't change the entire economy, because in India lots of people haven't enough knowledge to do it by its own and one of the most important thing is that we have to pay certain fees after 50-60 transactions, its not easy to applicable for all (in India) and first step is to educate the people with the digital system (especially rural people because cyber crime is very common in world). Thank you.
(14)
Vivek said:
8 years ago
From my point of view, Cashless Transactions very much important for Today's India to Control Corruption. But other side Security of online transaction should be most strong and be frequent. Today's security is not enough because no online transaction company giving any confidence or Refund policy on the transaction in case the money stolen or etc. So in this case of the digital payment transaction. And increase the security of online payment.
(5)
Dipanshu said:
8 years ago
From my point of view, it is high time for our country to go cashless and promote digital payment. Anything is not 100% secure but today we have 20-25% people using digital payment in cities. We may rectify problem any try to solve it so that when majority goes with the cashless we have to not face enough problem. And the last thing is that everything has a start and I think it should start now so that major problem (corruption) should vanish.
(6)
Vinit K said:
8 years ago
In my opinion, yes they are secure. SSL (Secure Socket Layer) is used for encryption. Also it is much better to do online transactions than carrying cash everywhere. We think much about the security of online transactions but is carrying lot of cash a secure way? Definitely not. In fact, cash will get easily stolen.
Besides this, many people get fraud calls asking for card no, pin and CVV. So, Everyone should be aware of these type of frauds.
Besides this, many people get fraud calls asking for card no, pin and CVV. So, Everyone should be aware of these type of frauds.
(6)
Syed amjad said:
8 years ago
I think the idea of go cashless and digital payment are good but it only useful for that kind of people who can afford the gadgets and who they are educated and aware of using but about poor or illiterate people who they can't afford gadgets to use digital banking so first of all government should educate the people through sum awareness campaign and also teach them for how to aware with hackers and also distribute sum gadgets to poor people.
(32)
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