Are digital payments secure enough for the Indian economy to go cashless?
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2111 comments Page 115 of 212.
Shilpa said:
8 years ago
According to me. It is good that our country is going to be digitised which shows that we are growing, developing with modern-age.
But first of all, we should keep our stress on awareness in educated people and education in non-educated people because still there are many areas in our India in which people are not aware of. How to use digital platforms for digital transactions and non-educated don't ready to accept this change due to the non-educated background as well as unawareness respectively.
But first of all, we should keep our stress on awareness in educated people and education in non-educated people because still there are many areas in our India in which people are not aware of. How to use digital platforms for digital transactions and non-educated don't ready to accept this change due to the non-educated background as well as unawareness respectively.
(2)
Sanket said:
8 years ago
What I think is we are here to discuss are digital payment secure enough not about digital payments pros or cons. So, coming back to the topic I think the technology we have today for security is still not good enough to cashless as we see everyday fraudulent cases and the measures taken to stop them are still not enough catch them. There are some digital payments which are safe like one of SBI but still with such less no of digital payments secured we cannot implement it for whole Indian economy.
(12)
Chirag said:
9 years ago
Yes, digital payment is most important in India because it will reduce the corruption in India. It is further stepping towards the digital India. By the digitalization, the transaction will be safe and secure and there will be no incident of fraud or other. But this programme will be successful when almost people all know about the cashless transaction. Government should be open digitalization center in rural and backward areas & which are taught the rule & regulation of cashless payment.
(19)
Ayushi Sharma said:
8 years ago
Not actually, As far as security is concerned. For any digital program to be successful, security must be tight. So that there's is no one to hack the accounts. And the other thing is illiteracy in India, people are not much educated in rural areas to use a digital payments method. It would take time to go cashless fully (not 100 %). But to this, people should be enough educated to use these digital methods. Security needs to be improved. So only people can trust over these digital transactions.
(4)
Narinder said:
4 years ago
Hello friends I am Narinder.
According to me, digital payment in India is secure enough for payments until we follow all guidelines and all rules and regulations.
But firstly, people should have proper knowledge about it. People should be aware of hackers and fraud. No one can hack until we share our password and OTP. But it is found from a report that in online payment India comes number one. If all people educate and are aware of this then it will help to increase our economy and GDP growth.
According to me, digital payment in India is secure enough for payments until we follow all guidelines and all rules and regulations.
But firstly, people should have proper knowledge about it. People should be aware of hackers and fraud. No one can hack until we share our password and OTP. But it is found from a report that in online payment India comes number one. If all people educate and are aware of this then it will help to increase our economy and GDP growth.
(30)
Meghna said:
8 years ago
Digital payments makes accounting for money easier whether it's about taxes, or the balance sheet of a business. Not only it benefits the business but also make life easier of the people in general. Electricity bills, shopping bills and payments can be done within a single click. As far as the security is concerned, the government should work on it. There are many cases of data leak and hacking. So, I would suggest the government should implement strict security measures before going cashless.
(5)
Damon said:
8 years ago
According to me, digitalisation can be helpful to grow India economy but there are constraints that can affect common people. There are some peoples who live in rural areas have no knowledge about any digital schemes. So firstly we should aware common peoples about digitisation so that they are can make digital payments and can make India cashless.
There is one other constraint that we need to aware of it. We should use our special security tool so that it can make digitalisation more secure.
There is one other constraint that we need to aware of it. We should use our special security tool so that it can make digitalisation more secure.
(2)
Ravi Bansal said:
8 years ago
I think it is a fabulous concept to make India cashless. But for now it can be applied only in urban areas and that too after the proper training programs, high internet connectivity in all parts of the urban area and with highly secured networks. To implement digital transactions awareness need to be created through different modes like social media, television, seminars etc. Secondly, a help center is to be made to deal with cyber crime and immediate actions to be taken against cyber crime.
(38)
Avinash ranjan said:
8 years ago
Change is important for growth and development of any country!
It saves time and is very easy. It can be done in fraction of seconds.
It is too effective and makes us tension free.
We don't have to stand in the atm queue for the money as well as no chance of theft and burglary.
Morever, people living in villages and small towns may victims as they are not much aware of the precautions that should be taken while online transactions. But our government are doing awareness programs for them.
It saves time and is very easy. It can be done in fraction of seconds.
It is too effective and makes us tension free.
We don't have to stand in the atm queue for the money as well as no chance of theft and burglary.
Morever, people living in villages and small towns may victims as they are not much aware of the precautions that should be taken while online transactions. But our government are doing awareness programs for them.
(30)
Prashanth said:
8 years ago
Yes! Absolutely digital payments are secure if we maintain our online accounts properly.
There are lot of advantages are there with digital payments especially we can demolish corruption, black money and no need to carry cash all the time with us.
The only thing we should do to secure our digital payment is to educate and bring awareness about the digital payments especially about how to secure our login credentials and how to maintain online accounts to the illiterates and in rural areas.
There are lot of advantages are there with digital payments especially we can demolish corruption, black money and no need to carry cash all the time with us.
The only thing we should do to secure our digital payment is to educate and bring awareness about the digital payments especially about how to secure our login credentials and how to maintain online accounts to the illiterates and in rural areas.
(16)
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