Are digital payments secure enough for the Indian economy to go cashless?
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2111 comments Page 113 of 212.
Saurav suman said:
6 years ago
Hello Guys.
In my views, Digital payment is very secure and easy for the transaction of money.
But I think India is not ready for the digital transaction because it is very difficult for those people don't have an android mobile and also for those people who are uneducated. In a rural area, we can see that people do not believe in the digital transaction because of fraud.
Even now some people go to the bank and they deposit or withdraw in the bank. Because they trusts the bank, not in digital payments.
In my views, Digital payment is very secure and easy for the transaction of money.
But I think India is not ready for the digital transaction because it is very difficult for those people don't have an android mobile and also for those people who are uneducated. In a rural area, we can see that people do not believe in the digital transaction because of fraud.
Even now some people go to the bank and they deposit or withdraw in the bank. Because they trusts the bank, not in digital payments.
(43)
Sachin said:
8 years ago
Yes, digital payment is secured. It's a safe and smart way for the transaction of money.
But for rural people it is little bit difficult but if they aware about this. Then they found it easy n secure.
Teachers should taught about the digital payment during the computer lecture so that children be aware.
About it. If they aware about it then parents can easly learn from their children "how to use".
Beside this, government should take care of network because transaction is failed due to network problem.
But for rural people it is little bit difficult but if they aware about this. Then they found it easy n secure.
Teachers should taught about the digital payment during the computer lecture so that children be aware.
About it. If they aware about it then parents can easly learn from their children "how to use".
Beside this, government should take care of network because transaction is failed due to network problem.
(5)
Sameer Kadam said:
8 years ago
Hello everyone,
I think going cashless is a good step taken by govt of India, After all the long journey starts with one step only.
Somewhere we had to start, we had to take step towards digitization, same has been done by Indian govt, instead of just talking about our poverty, illiteracy, our this govt has taken action.
Secondly, as I said, this journey is long but it is achievable after some time we all be used to these digital payments & our next generation will be in complete digitalized India.
I think going cashless is a good step taken by govt of India, After all the long journey starts with one step only.
Somewhere we had to start, we had to take step towards digitization, same has been done by Indian govt, instead of just talking about our poverty, illiteracy, our this govt has taken action.
Secondly, as I said, this journey is long but it is achievable after some time we all be used to these digital payments & our next generation will be in complete digitalized India.
(1)
Kumar said:
7 years ago
In India, many computerized data are under the threat of Privacy and security, even your Aadhar card is not well secured then How we can say that digital payment system will not be under the threat of security.
If it would be so easy then people do it directly without asking the government for cashless. People go with the system which is easy to implement. I want digital payment secure but I think it is not possible for India as for as now, where some urban don't know how to withdraw an amount from ATM.
If it would be so easy then people do it directly without asking the government for cashless. People go with the system which is easy to implement. I want digital payment secure but I think it is not possible for India as for as now, where some urban don't know how to withdraw an amount from ATM.
(4)
Rakesh kumar said:
8 years ago
In my opinion, digital payments are not enough to secure for the Indian economy to go cashless because we have not proper infrastructure for this initiative. In lndia, nowadays lots of hackers hack bank accounts and other important credentials because we have not a proper infrastructure to handle this type of fraudulent instantly. In India, lots of users are not much aware of the security features of digital payments. It's a big challenge in India to aware about the security features of digital payments.
(36)
INIYAN R said:
8 years ago
It's secure but, it has a transactions charges for each and every time. For ex, if I apply for a bank exam then its take an additional transactions charge of Rs.03 for Rs.600. Then, in card mode of payment we don't have a much charge than a shopkeeper because for every month he could pay a tax for using swipe machine more than 350 and additional charges for swiping credit cards so we need a digital payments without tax because if we use digital payment we need a network that is additional expense for us.
(15)
Sam said:
8 years ago
I think digital payments are more secure than cash payments. As cash thefts are more frequent than digital payment thefts. Chances of the culprit being caught are more in case of digital thefts as we have some info such as IP address, mac address. But in case of cash thefts, we generally have no information regarding culprit. Also, digital payments can be made more secure with time which in case of cash payments is not possible. Black money can be completely eliminated if a country became 100% cashless.
(13)
Sarthak said:
8 years ago
Yes, no doubt digital payments are secure enough, but India is not ready to go cashless now. The best example can be cited 1 year ago when 500 and 1000 rs notes were banned. That period can be considered as the sink of Indian economy. India was not ready for demonetization then, and is not ready for going cashless now. Also, about 25% of India belongs to rural areas so they are also to be considered, as how can you expect an uneducated person to use card swipes or online transactions with no difficulty.
(5)
Vamsi said:
4 years ago
Hello, I'm Jaya.
According to me, digital payments are secure for the Indian economy because nowadays we are using them enormously it's beneficial to us.
A person should have minimum knowledge to use this unless it is somewhat insecure. We are using many types of apps for digital payments like Google pay ph pay I think these are very useful and also time reducing and sometimes we are getting rewards through these apps. If we have any problem with the transaction the money will be debited within hours.
According to me, digital payments are secure for the Indian economy because nowadays we are using them enormously it's beneficial to us.
A person should have minimum knowledge to use this unless it is somewhat insecure. We are using many types of apps for digital payments like Google pay ph pay I think these are very useful and also time reducing and sometimes we are getting rewards through these apps. If we have any problem with the transaction the money will be debited within hours.
(27)
Hamza said:
8 years ago
The main thing is first government need to increase the literacy rate and provide the required facility like Electric Supply Exedra when implement the digital payment proposal otherwise it becomes a Blender failure frankly speaking in present situation digital payment on not enough to secure as we are facing problem with Bakers and cyber criminals so there is need in development in secure website from there except than digital payment or handed person secure enough for the Indian economy to go cashless.
(2)
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