Are digital payments secure enough for the Indian economy to go cashless?
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2111 comments Page 107 of 212.
Shantanu insa said:
9 years ago
Hi friends.
As we know digital payment is most common thing for a developed country like America, Australia and Russia etc.
So digital payment or cashless transactions is necessary thing.
In my point of view, cashless transactions or digital payment is very good and important decision for our country.
Cashless transactions have many benefits like stop corruption and cash problem. But.
That decision will take time to implement all over country. Cashless transactions required some equipment like smartphone and internet.
As we know digital payment is most common thing for a developed country like America, Australia and Russia etc.
So digital payment or cashless transactions is necessary thing.
In my point of view, cashless transactions or digital payment is very good and important decision for our country.
Cashless transactions have many benefits like stop corruption and cash problem. But.
That decision will take time to implement all over country. Cashless transactions required some equipment like smartphone and internet.
(3)
Lalit Thakur said:
8 years ago
According to me, Digital payments are much secure than cash payments in terms of thievery. May be there could be a sense of fear of internet theft. By using digital payments we can avoid black money and corruption because all the sales purchase transactions will go through the banks. We have less probability of counterfeit money. It is fast and reliable and easy to use. Now a days all people are using smartphones so they do not find any difficulties to make digital payments. There are numerous benefits of digital payments.
(6)
Jyoti said:
9 years ago
In my point of view. Only digital payments are not secure enough for Indian economy to go cashless. Because where 50% citizens are uneducated, approximately 50% citizens has no idea about internet. Forgot about citizens. Even if in a payment once money deducts from our account & same money doesn't deposited in seller account. It shows transaction failed. It's take at least 40 days to return same money to our account. Then how can we tell digital payment is secure enough. 1st India's banking system has to be developed.
(12)
Hitendra vishwakarma said:
9 years ago
Hi friends, I think cashless payment like Paytam etc are more secure and very helpful for people as well as it has more benefits like in the least time we can spend a lot of money and purchasing online goods and done payment of many types of bill like electric, dth etc. It decrease our pollution in an environment many way like no fuel wastes no paper waste and no problem of changes. As well as a man which not know how to use digital gadgets he try to understand this after some time he uses this way of payment very easily.
(1)
Pranav said:
8 years ago
Hai frnds,
We know all of you digital payments is very secure and to reduce lot of corruption. Our Indian government has developed some what good technology like (mobile cashing, online payments) but awareness is very less.
In rural and village peoples how to use and how to work technology try to give awareness to the people.
Smart technology awareness and implemention in our hands. How to developed technology this is govt side.
Please try to change our mind sets try to giving awareness to unaware peoples.
Thank you.
We know all of you digital payments is very secure and to reduce lot of corruption. Our Indian government has developed some what good technology like (mobile cashing, online payments) but awareness is very less.
In rural and village peoples how to use and how to work technology try to give awareness to the people.
Smart technology awareness and implemention in our hands. How to developed technology this is govt side.
Please try to change our mind sets try to giving awareness to unaware peoples.
Thank you.
(5)
Siva said:
7 years ago
As one of my friend said, there are two sides to a coin. Therefore, we cannot come to the conclusion that digital payments are secure enough. They provide secure means but still there are chances that hackers could steal the digital money by intruding into the secure channel provided by the banks. It all depends on whose side the better programmer is, be it the bank or the hackers. As a conclusion, digital payments are NOT YET secure enough for the Indian economy to go cashless. Let us hope it will be in the near future.
(19)
Subrat subu said:
8 years ago
Yes, definitely this is a decision that will make India a developed nation instead developing, in near future. Imagine if every single transaction is made digitised then there will be no black money and if there is no black money, the government will have enough corpus to invest in different beneficiary projects. Government borrowings will be lessened and that will boost our economy. Definitely, it will take some time to be implemented in rural areas so government should organise awareness programs to aware rural people.
(16)
Sharan said:
8 years ago
Yes, I too favour of digital payment. Digital payment has many advantages such as transaction time is less so there is no need of queue which saves people's precious time. One can able to pay bills through online. Using digital payment reduces theft. Also, it has disadvantages such as. Not all people able to use digital payment many peoples are not having knowledge on digital payment. By educating all people's about digital payment will increase Indian economy. At the same time, digital payment should give more security.
(13)
Jyotirmaya said:
8 years ago
Only digital banking is not enough to secure to go cashless. 1st off all, we don't know, what is digital banking. We are not proficient in computer. There is 100 crore people are residing in India. How many of them know, how to use a computer. By digital payments, rural peoples depend on others. It is not good for our society. Gradually, we have to proceed towards digital payment. I accept it is a very good initiative by our government. But we people have to digest it. Hope it will take at least 30 to 50 years to digest.
(4)
Sunil kumar ram said:
8 years ago
According to my point of view, the digital payment is more secure than the to go cashless. And it's also helpfully to the Indian economy. But nowadays it's not possible to do in overall India because we know that India is a developing country in our country we have several people or category. For the reach person it's easier and good but just think about the poor people and the uneducated people who can't effort an electronic gadget to do the digital payment. So in India, it's too difficult to make the digital payment.
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