Current Affairs - Business - Discussion

Axis Finance Limited (AFL), a wholly owned subsidiary of Axis Bank, launched the in-house digital lending platform 'Axis Finance Drishti' in July 2026. Developed as a Business Rules Engine (BRE), the platform automates and standardises credit decision-making using advanced analytics, statistical scorecards, and multiple data sources for accurate risk assessment. It supports real-time decision-making and Straight-Through Processing (STP), improving lending speed, consistency, and operational efficiency. In its first phase, the platform has been deployed for Personal Loans, Business Loans, Loan Against Property (LAP), and Disha Home Loans, enabling faster and data-driven loan approvals.