Puzzles - Missing letters puzzles

Exercise : Missing letters puzzles
193.
Answer
:
Y
Explanation
:
Start with the outer segment in the top left, and move anti-clockwise. Letters advance through the alphabet in steps of 6, then 7, then 8. Continue around the outer segments of the diagram, then move in an anti-clockwise direction around the inner segments.

194.
Answer
:
R
Explanation
:
Working from top to bottom, letters move through the alphabet in steps of 2, then 3, then 2 etc.

195.
Answer
:
I
Explanation
:
Starting with the top two segments, the sum of the numerical values of letters in adjoining segments equals 20.